Within county
45
th percentile
Moderate
Census Tract · Ranked #41,065 of 84,120 nationally
Tract 34039032401 Eviction Risk: Moderate
Tract 34039032401 · Union County, NJ · pop 3,648
How risky is Union for landlords? Census tract 34039032401 scores 6.6/10, the Elevated tier. On the national scale it ranks #9,761 of 84,120 for landlord eviction difficulty.
Rent eats 30% or more of income for 47% of renter households, a severe level, and 30% are severely burdened at 50% or more. The typical renter pays about $2,085 a month while the average household earns $86,700 a year, roughly 29% of income at the averages. About 32% of occupied units are renter-occupied.
Risk score
4
Moderate
Confidence 80% · 1–10 scale
Household mix · 100 hh
Burdened renters 15%
Stable renters 17%
Owners 68%
Tract context
Occupied units1,416
Renter share31.9%
SVI overall0.47
Poverty rate8.7%
Median income$86,700
Percentile rank
Higher percentile = riskier than more peers.Within state
56
th percentile
Elevated
National
51
th percentile
Moderate
Geographic context
Risk heat across Union County and the region
Centroid at 40.6924, -74.2322 · click any tract to drill in
Why Tract 34039032401 scores 4
9 axes · 1 = landlord-friendlyLocal political climate
State baseline
6.8
Regional political climate
2024 county presidential margin
6.8
State political climate
New Jersey legislature & governorship
6.8
Economic stress
8.7% poverty · this tract
2.2
Supply constraint
$2,085 rent vs county FMR
4.7
Rent control risk
State baseline
6.8
Eviction process difficulty
State law sets the calendar
5.0
Tenant organizing strength
State baseline
4.0
Housing court bias
State baseline
5.0
How Tract 34039032401 compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 47
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 86%Socioeconomic
- 11%Household composition
- 76%Racial/ethnic minority
- 12%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 78%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Comparable tracts
Census tracts with similar eviction risk
Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 19.4%Housing insecurity
- 11.0%Utility-shutoff threat
- 21.6%Food insecurity
- 13.4%SNAP enrollment
- 11.0%Transit barriers
- 16.2%No health insurance
- 17.2%Frequent mental distress
- 27.4%Any disability
Analysis
What drives eviction risk in Tract 34039032401
The heaviest input here is rent-control risk at 6.8/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are set by New Jersey eviction laws law, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores about the same as the Union County average of 6.6 and in line with the New Jersey statewide average of 6.6. Within its own county it reads on the riskier side for landlords.
In CDC survey modeling, about 19.4% of adults here said they could not pay rent or mortgage at some point in the past year, and 11.0% faced a utility shutoff threat, a common early warning before a filing.
The tract is Black and White and ranks around the 47th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.
For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.
Frequently asked
About tract 34039032401
Q1
What is the eviction-risk score for census tract 34039032401?
Census tract 34039032401 in Union County scores 4/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 34039032401?
Median gross rent is $2,085/month (ACS 5-year 2023, table B25064). 47% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 34039032401?
8.7% of residents in tract 34039032401 live below the federal poverty line (ACS B17001, 2023). Population: 3,648.
Q4
How socially vulnerable is tract 34039032401?
CDC Social Vulnerability Index ranks this tract in the 47th percentile nationally. Sub-themes: socioeconomic 86th, household 11th, minority 76th, housing 12th.
Q5
What share of households in tract 34039032401 struggle to pay rent?
About 19.4% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 11.0% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q6
Was tract 34039032401 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
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