Census Tract · Ranked #79,998 of 84,120 nationally

Fanwood Eviction Risk: Lower

Tract 34039038702 · Union County, NJ · pop 4,022

Fanwood in Union County anchors census tract 34039038702, which lands at $1/10 on landlord eviction risk. On the national scale it ranks #4,814 of 84,120 for landlord eviction difficulty.

About 79% of renters carry a rent burden of 30% of income or higher, a severe level, and 79% are severely burdened at 50% or more. Average gross rent is $2,625 monthly, set against $195,000 in average yearly household income, roughly 16% of income at the averages. Renters make up 14% of occupied homes.

Risk score

1.4

Lower

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 11% Stable renters 3% Owners 86%

Tract context

Occupied units1,476

Renter share14.2%

SVI overall0.17

Poverty rate1.5%

Median income$195,000

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Fanwood and the region

Centroid at 40.6452, -74.3821 · click any tract to drill in

Why Fanwood scores 1.4

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Fanwood

7.1

Regional political climate

2024 county presidential margin

6.8

State political climate

New Jersey legislature & governorship

6.8

Economic stress

1.5% poverty · this tract

1.0

Supply constraint

$2,625 rent vs county FMR

7.3

Rent control risk

Inherited from Fanwood

8.9

Eviction process difficulty

State law sets the calendar

6.5

Tenant organizing strength

Inherited from Fanwood

3.4

Housing court bias

Inherited from Fanwood

5.4

How Fanwood compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 17

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

6%Socioeconomic
11%Household composition
42%Racial/ethnic minority
61%Housing & transportation

Historical context · 1930s redlining

HOLC grade: B: Still Desirable

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
72%Grade B
28%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

6.7%Housing insecurity
3.8%Utility-shutoff threat
6.7%Food insecurity
3.3%SNAP enrollment
4.1%Transit barriers
6.1%No health insurance
12.6%Frequent mental distress
19.1%Any disability

Analysis

What drives eviction risk in Fanwood

The heaviest input here is rent-control risk at 8.9/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Fanwood, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Union County average of 6.6 and above the New Jersey statewide average of 6.6. Within its own county it reads on the riskier side for landlords.

HOLC surveyors mapped this tract in the 1930s with a dominant grade of B ("Still Desirable"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.

In CDC survey modeling, about 6.7% of adults here said they could not pay rent or mortgage at some point in the past year, and 3.8% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 34039038702

What is the eviction-risk score for census tract 34039038702?

Census tract 34039038702 in Fanwood scores 1.4/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 34039038702?

Median gross rent is $2,625/month (ACS 5-year 2023, table B25064). 79% of renter households are cost-burdened.

What is the poverty rate in tract 34039038702?

1.5% of residents in tract 34039038702 live below the federal poverty line (ACS B17001, 2023). Population: 4,022.

How socially vulnerable is tract 34039038702?

CDC Social Vulnerability Index ranks this tract in the 17th percentile nationally. Sub-themes: socioeconomic 6th, household 11th, minority 42th, housing 61th.

What share of households in tract 34039038702 struggle to pay rent?

About 6.7% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 3.8% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 34039038702 compare to Fanwood overall?

Tract 34039038702 scores 1.4/10, lower than the parent city of Fanwood at 7.5/10. City-scale signals (state law, local rent controls, court bias) are inherited from Fanwood; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 34039038702 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Fanwood

Top eight tracts in Fanwood ranked by composite eviction-risk score.