Melrose Eviction Risk: Moderate , Albany

Pulling hardest the other way is economic stress at 1/10. It sits 1.8 points below the Albany County average of 6.9.

Well under the midpoint, rent-regulation exposure reads 2.6/10. Average gross rent is $1,144, 19% below the Roessleville average.

Sitting well above the midpoint, state political climate reads 7.3/10. 8% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Albany. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

Nationally it ranks #31,049 of 84,120 for landlord eviction difficulty. At 23% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out.

On the CDC Social Vulnerability Index the tract reads 5/10, which tracks how hard a shock lands on the households already here. Rent consumes only 16% of average household income of $85,276, an unusually wide affordability cushion.

Statewide the NY average is 7.7, so this tract runs 2.6 points cooler.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.