Edgerton Eviction Risk: High , Rochester

35% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. What pushes it up most is economic stress at 10/10. Food insecurity runs 46.1% against 17.8% nationally.

The poverty rate is 40%, which in this model reads as reduced rent-recovery odds after a judgment. It sits 2.3 points above the Monroe County average of 7.2. 87% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby.

Set annual rent against average income of $28,878 and the ratio lands at 40%, above the conventional 30% ceiling. Inability to pay a utility bill runs 26.3% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

On the softer side, supply constraint reads 1.8/10. Running hot, local political climate reads 7.5/10. Average gross rent is $969, 10% below the Rochester average.

This ground was mapped B ("Still Desirable") on the 1930s HOLC security maps for Rochester. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. That is riskier than roughly 97% of the 84,120 US census tracts in this model.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.