Charlotte Eviction Risk: High , Irondequoit

61% of renter households cross the 30%-of-income line, markedly above the Monroe County average of 46.4%. Pulling hardest the other way is supply constraint at 1.6/10. Against the Monroe County average of 7.2, this tract reads riskier for landlords by 1.7 points.

On the high side, local political climate reads 7.5/10. Running hot, eviction-process difficulty reads 7.5/10. At $937 a month, rents run 13% under what the rest of Rochester commands.

In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. On the national scale it lands near the 95th percentile of the 84,120 tracts scored.

On the CDC Social Vulnerability Index the tract reads 7.5/10, which tracks how hard a shock lands on the households already here. Statewide the NY average is 7.7, so this tract runs 1.2 points hotter.

Of its three components the household composition measure is the most pressured. Annual rent works out to 25% of average household income of $44,956.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.