Neighborhood · Ranked #3,733 of 84,120 nationally

Charlotte Eviction Risk: Elevated , Irondequoit

Tract 36055008500 · Monroe County, NY · pop 3,599 · neighborhood within 0.3 mi

The Charlotte area of Irondequoit is where census tract 36055008500 sits, home to 3,599 residents. Its landlord eviction-risk score is 6.3/10. It lands near the 82nd percentile nationally for landlord eviction risk.

Rent eats 30% or more of income for 61% of renter households, a severe level, and 31% are severely burdened at 50% or more. The typical renter pays about $937 a month while the average household earns $44,956 a year, roughly 25% of income at the averages. Renters make up 53% of occupied homes, a renter-majority tract.

Risk score

7.3

Elevated

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 32% Stable renters 20% Owners 48%

Tract context

Occupied units2,088

Renter share52.8%

SVI overall0.72

Poverty rate11.8%

Median income$44,956

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Irondequoit and the region

Centroid at 43.2539, -77.6146 · click any tract to drill in

Why Charlotte scores 7.3

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Irondequoit

7.5

Regional political climate

2024 county presidential margin

6.1

State political climate

New York legislature & governorship

7.3

Economic stress

11.8% poverty · this tract

2.9

Supply constraint

$937 rent vs county FMR

1.6

Rent control risk

Inherited from Irondequoit

7.0

Eviction process difficulty

State law sets the calendar

7.5

Tenant organizing strength

Inherited from Irondequoit

7.0

Housing court bias

Inherited from Irondequoit

7.0

How Charlotte compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 72

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

64%Socioeconomic
77%Household composition
52%Racial/ethnic minority
69%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

2%Grade A
0%Grade B
74%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Charlotte. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

13.8%Housing insecurity
8.8%Utility-shutoff threat
16.5%Food insecurity
16.3%SNAP enrollment
8.8%Transit barriers
7.5%No health insurance
15.6%Frequent mental distress
32.5%Any disability

Analysis

What drives eviction risk in Charlotte

What moves this score most is eviction process difficulty at 7.5/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Irondequoit eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Monroe County average of 6.1 and in line with the New York statewide average of 6.3. Within its own county it reads on the riskier side for landlords.

The tract is predominantly White and ranks around the 72nd percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.

In CDC survey modeling, about 13.8% of adults here said they could not pay rent or mortgage at some point in the past year, and 8.8% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 36055008500

What is the eviction-risk score for census tract 36055008500?

Census tract 36055008500 in the Charlotte neighborhood scores 7.3/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 36055008500?

Median gross rent is $937/month (ACS 5-year 2023, table B25064). 61% of renter households are cost-burdened.

What is the poverty rate in tract 36055008500?

11.8% of residents in tract 36055008500 live below the federal poverty line (ACS B17001, 2023). Population: 3,599.

How socially vulnerable is tract 36055008500?

CDC Social Vulnerability Index ranks this tract in the 72th percentile nationally. Sub-themes: socioeconomic 64th, household 77th, minority 52th, housing 69th.

Is tract 36055008500 considered part of Charlotte?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 36055008500 fall within Charlotte (neighborhood centroid within 0.3 miles, OSM data).

What share of households in tract 36055008500 struggle to pay rent?

About 13.8% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 8.8% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 36055008500 compare to Irondequoit overall?

Tract 36055008500 scores 7.3/10, lower than the parent city of Irondequoit at 8/10. City-scale signals (state law, local rent controls, court bias) are inherited from Irondequoit eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 36055008500 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Irondequoit

Top eight tracts in Irondequoit ranked by composite eviction-risk score.