The Stockade Eviction Risk: Moderate , Scotia

Pulling hardest the other way is economic stress at 1.1/10. Against Schenectady County at 48.2%, 59% of renters here are cost-burdened. Running cool, supply constraint reads 2.1/10.

It sits 1.3 points below the Schenectady County average of 6.6. On the high side, state political climate reads 7.3/10.

In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. On the national scale it lands near the 67th percentile of the 84,120 tracts scored.

On the CDC Social Vulnerability Index the tract reads 5/10, which tracks how hard a shock lands on the households already here. Against average income of $77,122, annual rent is just 16%. Statewide the NY average is 7.7, so this tract runs 2.4 points cooler.

Of its three components the housing type and transport measure is the most pressured. Poverty sits at 4%, low enough that arrears here usually signal a specific shock rather than a structural income gap.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.