Within county
16
th percentile
Very Low
Census Tract · Ranked #58,384 of 84,120 nationally
Tract 36093032403 Eviction Risk: Lower
Tract 36093032403 · Schenectady County, NY · pop 2,448
Schenectady in Schenectady County anchors census tract 36093032403, which lands at 5.6/10 on landlord eviction risk. It lands near the 60th percentile nationally for landlord eviction risk.
42% of renter households here spend at least 30% of income on rent, a severe level, and 25% are severely burdened at 50% or more. Average rent runs $1,392 a month against an average household income of $110,398 a year, roughly 15% of income at the averages. Renters make up 17% of occupied homes.
Risk score
3
Lower
Confidence 65% · 1–10 scale
Household mix · 100 hh
Burdened renters 7%
Stable renters 10%
Owners 83%
Tract context
Occupied units917
Renter share16.7%
SVI overall0.10
Poverty rate1.9%
Median income$110,398
Percentile rank
Higher percentile = riskier than more peers.Within state
13
th percentile
Very Low
National
31
th percentile
Low
Geographic context
Risk heat across Schenectady County and the region
Centroid at 42.8404, -73.9913 · click any tract to drill in
Why Tract 36093032403 scores 3
9 axes · 1 = landlord-friendlyLocal political climate
State baseline
7.3
Regional political climate
2024 county presidential margin
5.8
State political climate
New York legislature & governorship
7.3
Economic stress
1.9% poverty · this tract
1.0
Supply constraint
$1,392 rent vs county FMR
4.4
Rent control risk
State baseline
7.3
Eviction process difficulty
State law sets the calendar
5.0
Tenant organizing strength
State baseline
4.0
Housing court bias
State baseline
5.0
How Tract 36093032403 compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 10
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 25%Socioeconomic
- 10%Household composition
- 15%Racial/ethnic minority
- 15%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 2%Grade B
- 7%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Comparable tracts
Census tracts with similar eviction risk
Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 8.7%Housing insecurity
- 5.1%Utility-shutoff threat
- 9.2%Food insecurity
- 7.5%SNAP enrollment
- 5.5%Transit barriers
- 4.8%No health insurance
- 14.7%Frequent mental distress
- 24.3%Any disability
Analysis
What drives eviction risk in Tract 36093032403
The heaviest input here is rent-control risk at 7.3/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are set by New York eviction laws law, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores below the Schenectady County average of 6.0 and below the New York statewide average of 6.3. Within its own county it reads on the safer side for landlords.
The tract is predominantly White and ranks around the 10th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.
In CDC survey modeling, about 8.7% of adults here said they could not pay rent or mortgage at some point in the past year, and 5.1% faced a utility shutoff threat, a common early warning before a filing.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 36093032403
Q1
What is the eviction-risk score for census tract 36093032403?
Census tract 36093032403 in Schenectady County scores 3/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 36093032403?
Median gross rent is $1,392/month (ACS 5-year 2023, table B25064). 42% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 36093032403?
1.9% of residents in tract 36093032403 live below the federal poverty line (ACS B17001, 2023). Population: 2,448.
Q4
How socially vulnerable is tract 36093032403?
CDC Social Vulnerability Index ranks this tract in the 10th percentile nationally. Sub-themes: socioeconomic 25th, household 10th, minority 15th, housing 15th.
Q5
What share of households in tract 36093032403 struggle to pay rent?
About 8.7% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 5.1% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q6
Was tract 36093032403 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
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