Chilmark Eviction Risk: Moderate , Ossining

What moves this score most is tenant organizing strength at 8.9/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Ossining eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Westchester County average of 6.1 and in line with the New York statewide average of 6.3. Within its own county it reads on the riskier side for landlords.

In CDC survey modeling, about 31.5% of adults here said they could not pay rent or mortgage at some point in the past year, and 18.9% faced a utility shutoff threat, a common early warning before a filing.

The tract is Black and Hispanic or Latino and ranks around the 1000th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.