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Neighborhood · Ranked #15,522 of 84,120 nationally

Cloverdale Eviction Risk: Moderate , Statesville

Tract 37097060100 · Iredell County, NC · pop 6,090 · neighborhood within 1.4 mi

How risky is the Cloverdale area of Statesville for landlords? Census tract 37097060100 scores 6.1/10, the Elevated tier. That is riskier than about 77% of US census tracts.

63% of renter households here spend at least 30% of income on rent, a severe level, and 27% are severely burdened at 50% or more. Average gross rent is $871 monthly, set against $42,386 in average yearly household income, roughly 25% of income at the averages. About 47% of occupied units are renter-occupied.

Risk score
5.7
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 29% Stable renters 17% Owners 54%
Tract context
Occupied units2,617
Renter share46.7%
SVI overall0.87
Poverty rate21.4%
Median income$42,386

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
100 th percentile
Rank, 100th percentileLowHigh
#1 of 3 tracts In Cloverdale
Very High
Within parent city
88 th percentile
Rank, 88th percentileLowHigh
#3 of 17 tracts In Statesville
High
Within county
96 th percentile
Rank, 96th percentileLowHigh
#3 of 46 tracts In Iredell County
Very High
Within state
93 th percentile
Rank, 93rd percentileLowHigh
#184 of 2,660 tracts In North Carolina
Very High
Geographic context

Risk heat across Statesville and the region

Centroid at 35.7902, -80.8718 · click any tract to drill in

Why Cloverdale scores 5.7

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Statesville
4.0
Regional political climate
2024 county presidential margin
3.4
State political climate
North Carolina legislature & governorship
2.3
Economic stress
21.4% poverty · this tract
5.3
Supply constraint
$871 rent vs county FMR
1.3
Rent control risk
Inherited from Statesville
6.6
Eviction process difficulty
State law sets the calendar
2.4
Tenant organizing strength
Inherited from Statesville
8.9
Housing court bias
Inherited from Statesville
6.9

How Cloverdale compares

Risk score vs. parent city, county, state.
Cloverdale risk score vs. parent city / county / stateThis tract: 5.75.7This tracttract 060100Statesville: 2.82.8Statesvilleparent cityCounty: 3.33.3Countyavg tract in countyState: 3.83.8Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 87

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 654Total filings over 3 yrs
  • 24.78%Avg annual filing rate
  • 27.9%Peak (2002)
  • 170Filings in 2005 (latest validated)
Filings by year 2002 to 2005
Year-by-year eviction filings in tract 370970601002002: 243 filings (27.90/100 renter HHs)2003: 241 filings (27.67/100 renter HHs)2005: 170 filings (18.76/100 renter HHs)
Comparable tracts

Census tracts with similar eviction risk

Within Cloverdale. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Cloverdale

What moves this score most is tenant organizing strength at 8.9/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Statesville eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Iredell County average of 5.1 and above the North Carolina statewide average of 5.3. Within its own county it reads on the riskier side for landlords.

In CDC survey modeling, about 14.2% of adults here said they could not pay rent or mortgage at some point in the past year, and 9.7% faced a utility shutoff threat, a common early warning before a filing.

The tract is predominantly White and ranks around the 87th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 37097060100

Q1

What is the eviction-risk score for census tract 37097060100?

Census tract 37097060100 in the Cloverdale neighborhood scores 5.7/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 37097060100?

Median gross rent is $871/month (ACS 5-year 2023, table B25064). 63% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 37097060100?

21.4% of residents in tract 37097060100 live below the federal poverty line (ACS B17001, 2023). Population: 6,090.
Q4

How socially vulnerable is tract 37097060100?

CDC Social Vulnerability Index ranks this tract in the 87th percentile nationally. Sub-themes: socioeconomic 66th, household 97th, minority 47th, housing 88th.
Q5

Is tract 37097060100 considered part of Cloverdale?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 37097060100 fall within Cloverdale (neighborhood centroid within 1.4 miles, OSM data).
Q6

How many evictions are filed each year in tract 37097060100?

Princeton Eviction Lab recorded 654 eviction filings across 3 validated years in tract 37097060100 (2000-2018). The average annual filing rate is 24.78% of renter households, peaking at 27.9% in 2002. Source: Eviction Lab tract-validated 2024 release.
Q7

What share of households in tract 37097060100 struggle to pay rent?

About 14.2% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 9.7% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8

How does tract 37097060100 compare to Statesville overall?

Tract 37097060100 scores 5.7/10, higher than the parent city of Statesville at 2.8/10. City-scale signals (state law, local rent controls, court bias) are inherited from Statesville eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts

Highest-risk tracts in Statesville

Top eight tracts in Statesville ranked by composite eviction-risk score.

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