Wilmore Eviction Risk: Moderate , Charlotte

95% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. Running cool, rent-regulation exposure reads 1.5/10. Severe burden reaches 15%. Those are renters paying half their income or more, and that is where non-payment filings originate.

Well under the midpoint, economic stress reads 2/10. Housing insecurity runs 6.4% against 14.2% nationally. Inability to pay a utility bill runs 4.0% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

At $1,759 a month, rents run 9% over what the rest of Charlotte commands. In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. Nationally it ranks #47,371 of 84,120 for landlord eviction difficulty.

Social vulnerability reads 1.4/10 on the CDC index, a measure of exposure to housing and economic shocks. Of its three components the household composition measure is the least pressured.

Rent takes 30% or more of income for 42% of renters. It tracks the Mecklenburg County average of 4.0 closely.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.