Homestead Eviction Risk: Moderate , Charlotte

The score leans hardest on tenant organizing strength at 4.5/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Charlotte eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Mecklenburg County average of 5.5 and in line with the North Carolina statewide average of 5.3. Within its own county it reads on the riskier side for landlords.

The tract is Black and Hispanic or Latino and ranks around the 69th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.

In CDC survey modeling, about 25.4% of adults here said they could not pay rent or mortgage at some point in the past year, and 16.2% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.