Within neighborhood
100
th percentile
Very High
Neighborhood · Ranked #13,119 of 84,120 nationally
Waterloo Arts District Eviction Risk: Moderate , Cleveland
Tract 39035117203 · Cuyahoga County, OH · pop 1,742 · neighborhood within 0.1 mi
Eviction risk in the Waterloo Arts District area of Cleveland centers on tract 39035117203, which scores 6.4/10 (Elevated tier) and is home to 1,742 residents. That is riskier than roughly 84% of the 84,120 US census tracts we score.
Rent eats 30% or more of income for 53% of renter households, a severe level, and 34% are severely burdened at 50% or more. Average gross rent is $859 monthly, set against $38,508 in average yearly household income, roughly 27% of income at the averages. Renters make up 69% of occupied homes, a renter-majority tract.
Risk score
5.9
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 37%
Stable renters 32%
Owners 31%
Tract context
Occupied units831
Renter share69.4%
SVI overall0.69
Poverty rate30.7%
Median income$38,508
Percentile rank
Higher percentile = riskier than more peers.Within parent city
56
th percentile
Elevated
Within county
82
th percentile
High
Within state
95
th percentile
Very High
Geographic context
Risk heat across Cleveland and the region
Centroid at 41.5725, -81.5702 · click any tract to drill in
Why Waterloo Arts District scores 5.9
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Cleveland
7.0
Regional political climate
2024 county presidential margin
6.7
State political climate
Ohio legislature & governorship
2.4
Economic stress
30.7% poverty · this tract
7.7
Supply constraint
$859 rent vs county FMR
2.1
Rent control risk
Inherited from Cleveland
2.0
Eviction process difficulty
State law sets the calendar
5.5
Tenant organizing strength
Inherited from Cleveland
6.0
Housing court bias
Inherited from Cleveland
5.0
How Waterloo Arts District compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 69
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 81%Socioeconomic
- 49%Household composition
- 85%Racial/ethnic minority
- 39%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 3%Grade B
- 74%Grade C
- 22%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Pandemic-era tracking (2020–2021)
- 234Total filings 2020-21
- 3.0Avg monthly (observed)
- 5.7Pre-pandemic baseline
- 0.53×Ratio to baseline
Pandemic filings ran far below baseline (moratorium effect). Eviction Lab tracked Cleveland, OH as part of its 34-metro Eviction Tracking System.
Comparable tracts
Census tracts with similar eviction risk
Within Waterloo Arts District. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 32.3%Housing insecurity
- 28.1%Utility-shutoff threat
- 42.5%Food insecurity
- 45.0%SNAP enrollment
- 21.3%Transit barriers
- 12.8%No health insurance
- 22.3%Frequent mental distress
- 40.6%Any disability
Analysis
What drives eviction risk in Waterloo Arts District
What moves this score most is economic stress at 7.7/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Cleveland eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores above the Cuyahoga County average of 5.8 and above the Ohio statewide average of 5.1. Within its own county it reads on the riskier side for landlords.
The tract is predominantly Black and ranks around the 69th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.
In CDC survey modeling, about 32.3% of adults here said they could not pay rent or mortgage at some point in the past year, and 28.1% faced a utility shutoff threat, a common early warning before a filing.
For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.
Frequently asked
About tract 39035117203
Q1
What is the eviction-risk score for census tract 39035117203?
Census tract 39035117203 in the Waterloo Arts District neighborhood scores 5.9/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 39035117203?
Median gross rent is $859/month (ACS 5-year 2023, table B25064). 53% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 39035117203?
30.7% of residents in tract 39035117203 live below the federal poverty line (ACS B17001, 2023). Population: 1,742.
Q4
How socially vulnerable is tract 39035117203?
CDC Social Vulnerability Index ranks this tract in the 69th percentile nationally. Sub-themes: socioeconomic 81th, household 49th, minority 85th, housing 39th.
Q5
Is tract 39035117203 considered part of Waterloo Arts District?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 39035117203 fall within Waterloo Arts District (neighborhood centroid within 0.1 miles, OSM data).
Q6
Did eviction filings in tract 39035117203 drop during COVID?
Pandemic-era filings ran 0.53× the pre-COVID monthly baseline. Filings dropped sharply, likely a moratorium effect. Tracked by the Eviction Lab Eviction Tracking System (Cleveland eviction risk, OH), 2020-2021.
Q7
What share of households in tract 39035117203 struggle to pay rent?
About 32.3% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 28.1% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8
How does tract 39035117203 compare to Cleveland overall?
Tract 39035117203 scores 5.9/10, higher than the parent city of Cleveland at 3.7/10. City-scale signals (state law, local rent controls, court bias) are inherited from Cleveland eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9
Was tract 39035117203 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 22% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Cleveland
Top eight tracts in Cleveland ranked by composite eviction-risk score.
Tract · OH
Central
6.4
/ 10 · Elevated
Tract · OH
Central
6.3
/ 10 · Elevated
Tract · OH
Central
6.3
/ 10 · Elevated
Tract · OH
Buckeye-Woodhill
6.3
/ 10 · Elevated
Tract · OH
Little Italy
6.3
/ 10 · Elevated
Tract · OH
Edgewater Parke
6.3
/ 10 · Elevated
Tract · OH
North Collinwood
6.3
/ 10 · Elevated
Tract · OH
Superior Arts District
6.3
/ 10 · Elevated
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