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Neighborhood · Ranked #54,934 of 84,120 nationally

Pine Ridge Eviction Risk: Lower , Enola

Tract 42041010100 · Cumberland County, PA · pop 5,537 · neighborhood within 0.8 mi

Census tract 42041010100 belongs to the Pine Ridge area of Enola, Pennsylvania. It is home to 5,537 residents and scores 4.6/10, a moderate reading for landlords. It lands near the 25th percentile nationally for landlord eviction risk.

21% of renter households here spend at least 30% of income on rent, a modest level, and 13% are severely burdened at 50% or more. Average gross rent is $1,098 monthly, set against $64,128 in average yearly household income, roughly 21% of income at the averages. About 52% of occupied units are renter-occupied, a renter-majority tract.

Risk score
3.2
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 11% Stable renters 41% Owners 48%
Tract context
Occupied units2,360
Renter share51.7%
SVI overall0.51
Poverty rate8.0%
Median income$64,128

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
50 th percentile
Rank, 50th percentileLowHigh
#1 of 1 tracts In Pine Ridge
Moderate
Within parent city
100 th percentile
Rank, 100th percentileLowHigh
#1 of 2 tracts In Enola
Very High
Within county
59 th percentile
Rank, 59th percentileLowHigh
#23 of 55 tracts In Cumberland County
Elevated
Within state
42 th percentile
Rank, 42nd percentileLowHigh
#2,003 of 3,445 tracts In Pennsylvania
Moderate
Geographic context

Risk heat across Enola and the region

Centroid at 40.2972, -76.9306 · click any tract to drill in

Why Pine Ridge scores 3.2

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Enola
5.9
Regional political climate
2024 county presidential margin
4.5
State political climate
Pennsylvania legislature & governorship
3.4
Economic stress
8.0% poverty · this tract
2.0
Supply constraint
$1,098 rent vs county FMR
3.0
Rent control risk
Inherited from Enola
2.9
Eviction process difficulty
State law sets the calendar
2.8
Tenant organizing strength
Inherited from Enola
8.9
Housing court bias
Inherited from Enola
3.6

How Pine Ridge compares

Risk score vs. parent city, county, state.
Pine Ridge risk score vs. parent city / county / stateThis tract: 3.23.2This tracttract 010100Enola: 3.93.9Enolaparent cityCounty: 3.23.2Countyavg tract in countyState: 3.93.9Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 51

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: D: Hazardous (Redlined)

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 146Total filings over 3 yrs
  • 4.70%Avg annual filing rate
  • 6.0%Peak (2004)
  • 62Filings in 2004 (latest validated)
Filings by year 2000 to 2004
Year-by-year eviction filings in tract 420410101002000: 37 filings (3.57/100 renter HHs)2003: 47 filings (4.54/100 renter HHs)2004: 62 filings (5.99/100 renter HHs)
Analysis

What drives eviction risk in Pine Ridge

The score leans hardest on tenant organizing strength at 8.9/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Enola, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores below the Cumberland County average of 5.1 and below the Pennsylvania statewide average of 5.4. Within its own county it reads on the safer side for landlords.

This tract overlaps land the federal Home Owners' Loan Corporation redlined in the 1930s, a dominant grade of D ("Hazardous") across 20% of the tract. Redlining cut off mortgage credit to Black, immigrant, and working-class blocks, and those areas still tend to carry higher rent burden and eviction filings today.

The tract is predominantly White and ranks around the 51st percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 42041010100

Q1

What is the eviction-risk score for census tract 42041010100?

Census tract 42041010100 in the Pine Ridge neighborhood scores 3.2/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 42041010100?

Median gross rent is $1,098/month (ACS 5-year 2023, table B25064). 21% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 42041010100?

8.0% of residents in tract 42041010100 live below the federal poverty line (ACS B17001, 2023). Population: 5,537.
Q4

How socially vulnerable is tract 42041010100?

CDC Social Vulnerability Index ranks this tract in the 51th percentile nationally. Sub-themes: socioeconomic 44th, household 51th, minority 35th, housing 64th.
Q5

Is tract 42041010100 considered part of Pine Ridge?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 42041010100 fall within Pine Ridge (neighborhood centroid within 0.8 miles, OSM data).
Q6

How many evictions are filed each year in tract 42041010100?

Princeton Eviction Lab recorded 146 eviction filings across 3 validated years in tract 42041010100 (2000-2018). The average annual filing rate is 4.70% of renter households, peaking at 6.0% in 2004. Source: Eviction Lab tract-validated 2024 release.
Q7

How does tract 42041010100 compare to Enola overall?

Tract 42041010100 scores 3.2/10, lower than the parent city of Enola at 3.9/10. City-scale signals (state law, local rent controls, court bias) are inherited from Enola; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8

Was tract 42041010100 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 20% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Enola

Top eight tracts in Enola ranked by composite eviction-risk score.

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