Iona Eviction Risk: Moderate , Plymouth

46% of renter households cross the 30%-of-income line, above the Luzerne County average of 38.9%. 14% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Running cool, eviction-process difficulty reads 2.7/10.

Against the Luzerne County average of 4.5, this tract reads riskier for landlords by 1.1 points. The poverty rate is 18%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. The filing record is not thin: 128 evictions over 7 years of observation.

On the high side, court filing pressure reads 7.1/10. The worst year on record was 2004, when 5.0% of renter households were served. This ground was mapped B ("Still Desirable") on the 1930s HOLC security maps for Wilkes-Barre. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

In a typical year about 3.4% of renter households face a filing. On the national scale it lands near the 73rd percentile of the 84,120 tracts scored. Social vulnerability reads 8.9/10 on the CDC index, a measure of exposure to housing and economic shocks.

Statewide the PA average is 4.6, so this tract runs 1.0 points hotter. Of its three components the household composition measure is the most pressured. Average gross rent is $906, close to the Plymouth average.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.