Waverly Eviction Risk: Moderate , Columbia

Cost burden runs roughly one in three here against 49.7% across Richland County. At $753 a month, rents run 37% under what the rest of Columbia commands. Severe burden reaches 26%. Those are renters paying half their income or more, and that is where non-payment filings originate.

Running cool, rent-regulation exposure reads 1/10. 76% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. Well under the midpoint, supply constraint reads 1/10.

Annualized rent equals 35% of average household income of $25,724, past the 30% affordability line, which thins the margin any screening standard has to work with. Food insecurity runs 31.2% against 17.8% nationally. The poverty rate is 26%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

It sits 1.0 points above the Richland County average of 4.2. Housing insecurity runs 22.9% against 14.2% nationally. Court records carry 1,143 eviction filings across 5 observed years.

The worst year on record was 2010, when 41.4% of renter households were served.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.