North Memphis Eviction Risk: Moderate

The dominant input is economic stress at 10/10. roughly two in three of renter households cross the 30%-of-income line, well above the Shelby County average of 48.3%. The poverty rate is 48%, which in this model reads as reduced rent-recovery odds after a judgment.

Set annual rent against average income of $24,028 and the ratio lands at 48%, above the conventional 30% ceiling. Disability prevalence runs 54.0% against 31.5% nationally.

79% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. Well under the midpoint, rent-regulation exposure reads 1.5/10. Running cool, state political climate reads 1.9/10.

Against the Shelby County average of 4.3, this tract reads riskier for landlords by 1.1 points. At $966 a month, rents run 18% under what the rest of Memphis commands. This ground was mapped D ("Hazardous") on the 1930s HOLC security maps for Memphis. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

That is riskier than roughly 70% of the 84,120 US census tracts in this model. Social vulnerability reads 9.7/10 on the CDC index, a measure of exposure to housing and economic shocks.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.