Franklin County, Tennessee Eviction Risk: Very Low
8 incorporated cities and unincorporated areas. The county Eviction Risk Score is held aloft by the city of Winchester (2.7) and a small number of dense urban cores. Rent-control coverage varies by city.
Ranked #51 of 95 TN counties
22k residents · 8 cities · 10 tracts
Franklin County eviction risk score history
Key metrics
-
Tenant beats landlord17.6%/ 100 outcomesIn court-decided eviction outcomes for Franklin County, TN, tenants prevail in roughly 17.6% of contested cases. A higher number means landlords face stronger tenant defenses and longer calendars.
-
Timeline34dfiling → judgmentFrom the moment an unlawful-detainer notice is filed in Franklin County, TN until a money judgment is entered, a contested eviction takes about 34 days on average. Longer timelines mean more lost rent for landlords.
-
Cost range$1.1–2.9klegal + lost rentA typical eviction in Franklin County, TN costs landlords $1,081 to $2,887 all-in, covering court filing fees, process-server costs, attorney time, and lost rent.
-
Average rent$95525% stretched on rentAverage gross rent in Franklin County, TN is $955 per month per the U.S. Census American Community Survey. 25% of renter households here spend more than 30% of pre-tax income on rent.
-
Renters30.6%of households30.6% of occupied housing units in Franklin County, TN are renter-occupied. A higher renter share usually correlates with more eviction filings and a more active rental market.
-
Poverty16.9%5.5% unemp.16.9% of Franklin County, TN residents live below the federal poverty line, and unemployment runs at 5.5%. Both feed the economic-stress sub-score in our Eviction Risk Score model.
Scrub 50 years
Franklin County averages 2.4/10 across its 8 cities, ranging from a low of 1.7 to a high of 2.7 in Decherd, the county's highest-risk city. Ranked 55th of 94 Tennessee counties by eviction risk, Franklin County sits in the middle third of the state.
How Franklin County ranks in Tennessee
Landlord guides for Tennessee
| City↕ | Population↕ | Risk↕ | % income on rent↕ | Average rent↕ | Lean↕ | |
|---|---|---|---|---|---|---|
| 001 | Winchester | 9,799 | 2.3 | 25.6% | $974 | Rep |
| 002 | Decherd | 2,976 | 2.6 | 33.4% | $871 | Rep |
| 003 | Sewanee | 2,936 | 1.8 | 23.3% | $1,173 | Rep |
| 004 | Estill Springs | 2,695 | 2.4 | 19.1% | $825 | Rep |
| 005 | Cowan | 1,934 | 2.7 | 27.3% | $787 | Rep |
| 006 | Huntland | 1,532 | 1.8 | 16.3% | $1,015 | Rep |
| 007 | Belvidere | 82 | 1.7 | 68.9% | $1,077 | Rep |
| 008 | Sherwood | 43 | 2.0 | 25.1% | $955 | Rep |
County heatmap
One county, multiple regulatory regimes.
Franklin County, Tennessee eviction laws carries an average eviction-risk score of 2.3/10 (Low), placing it at rank 56 of 95 Tennessee counties, where rank 1 is highest risk. That position puts 55 counties above it in risk and 39 below it, landing the county squarely in the state's middle third, though tilting toward the landlord-friendly end of that band. For investors, that translates to a market where tenant-turnover disputes are comparatively infrequent and the broader operating environment is workable across the county's 8 incorporated places.
The intra-county spread, 1.7 to 2.7 out of 10, tells a more nuanced story. Average rent runs $955 per month and renters make up 30.6% of households. A poverty rate of 16.9% is worth watching at the city level, since income stress concentrates in specific pockets rather than blanketing the whole county uniformly. Investors targeting long-term holds will find Franklin County a manageable environment, but city selection within the county matters more than the county average alone suggests.
The cities inside Franklin County
The highest-risk city is Decherd at 2.7/10, a community of 2,976 residents that carries the county's top score. Close behind is Cowan at 2.6/10 with a population of 1,934. Winchester, the county's largest city at 9,799 residents, comes in at 2.5/10, meaning even the county seat sits well inside the Low-risk band. These three cities drive most of the county's rental activity and reflect meaningfully different risk profiles, so underwriting each on its own merits rather than relying on the county average is the disciplined approach.
On the lower end, Belvidere scores 1.7/10, the county's most landlord-favorable reading, and Sherwood comes in at 2.1/10. Estill Springs and Huntland each score 2.2/10. The full 1.0-point spread from Belvidere to Decherd is a reminder that risk is hyper-local, and a single county-wide number can obscure the differences that matter most when screening a specific acquisition.
State-level laws that apply here
Tennessee eviction process timelines and notice requirements are governed by T.C.A. § 66-28 (Uniform Residential Landlord and Tenant Act). For nonpayment of rent in URLTA-covered counties, landlords must serve a 7-day notice to pay or vacate under TCA § 66-28-505 (as amended by SB-1088). A material breach triggers a 14-day cure notice under the same chapter, while a non-curable breach requires only a 3-day notice under TCA § 66-28-517. Franklin County's total population is well under 75,000, so landlords should confirm whether local courts apply URLTA or the non-URLTA framework, which mandates a 30-day notice under TCA Title 29 Chapter 18. Once a case is filed, uncontested proceedings typically resolve in 21 to 45 days; contested cases can run 45 to 120 days.
Direct Tennessee eviction costs include court filing fees of $200 to $300, sheriff lockout fees of $40 to $150, and attorney fees typically ranging $500 to $2,500. Reviewing the full Tennessee eviction costs picture before acquiring rental property here is worthwhile, especially for investors new to rural Tennessee eviction laws markets. The state has no rent control and no just-cause eviction requirement, and state law preempts any local rent-control ordinance, a meaningful structural advantage. Tennessee security deposit limits and Tennessee tenant protections apply uniformly across all 95 counties, so no local carve-outs alter the baseline statutory framework in Franklin County.
With a poverty rate of 16.9% and renters comprising 30.6% of households, the risk profile varies noticeably across the 8 cities listed in the grid above, making city-level scores the most actionable data point for any Franklin County acquisition decision.
How Franklin County compares
Franklin County's average eviction-risk score of 2.4/10 sits at rank 55 of 94 Tennessee eviction laws counties, placing it in the middle third of the state where 54 counties carry higher risk and 39 are more landlord-friendly. Among its closest peers, Fayette County (2.58) and Cumberland County (2.51) present modestly more tenant-side stress, while Marshall County (2.37) and Obion County (2.36) are essentially equivalent, making Franklin County representative of Tennessee's mid-market landscape rather than an outlier in either direction.