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Map of Franklin County, TN eviction risk by city, county average 2.4 out of 10
County brief·Updated July 26, 2026

Franklin County, Tennessee Eviction Risk: Very Low

8 incorporated cities and unincorporated areas. The county Eviction Risk Score is held aloft by the city of Winchester (2.7) and a small number of dense urban cores. Rent-control coverage varies by city.

In 2026
Risk score
2.3
VERY LOW

Ranked #51 of 95 TN counties

22k residents · 8 cities · 10 tracts

1976–2026 · pop-weighted from cities

Franklin County eviction risk score history

Min2.2 Average2.8 Now2.3
10 5 1976 · score 3.3 1977 · score 3.3 1978 · score 3.3 1979 · score 3.3 1980 · score 3.4 1981 · score 3.4 1982 · score 3.4 1983 · score 3.3 1984 · score 3.1 1985 · score 3.0 1986 · score 2.9 1987 · score 2.8 1988 · score 2.7 1989 · score 2.2 1990 · score 2.2 1991 · score 2.2 1992 · score 2.8 1993 · score 2.8 1994 · score 2.8 1995 · score 2.8 1996 · score 2.8 1997 · score 2.8 1998 · score 2.8 1999 · score 2.8 2000 · score 2.7 2001 · score 2.8 2002 · score 2.8 2003 · score 2.9 2004 · score 2.8 2005 · score 2.7 2006 · score 2.6 2007 · score 2.6 2008 · score 2.7 2009 · score 2.8 2010 · score 2.8 2011 · score 2.8 2012 · score 2.6 2013 · score 2.6 2014 · score 2.5 2015 · score 2.5 2016 · score 2.4 2017 · score 2.3 2018 · score 2.2 2019 · score 2.2 2020 · score 3.0 2021 · score 3.2 2022 · score 2.4 2023 · score 2.4 2024 · score 2.4 2025 · score 2.3 2026 · score 2.3

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Franklin County averages 2.4/10 across its 8 cities, ranging from a low of 1.7 to a high of 2.7 in Decherd, the county's highest-risk city. Ranked 55th of 94 Tennessee counties by eviction risk, Franklin County sits in the middle third of the state.

How Franklin County ranks in Tennessee

Lower number means more extreme, where #1 is the most
Eviction Risk Score
Moderate
#51 of 95 TN counties 2.3 / 10
Eviction Risk Score, 47th percentileLowHigh
#51 of 95 counties in Tennessee for landlord eviction risk.
Cost of living
Low
#38 of 51 states (statewide) 91.9 index
Cost of living, 26th percentileLowHigh
Tennessee ranks #38 of 51 states on overall cost of living (8.1% cheaper than the U.S. avg).
Housing services cost
Low
#33 of 51 states (statewide) 79.1 index
Housing services cost, 36th percentileLowHigh
Tennessee ranks #33 of 51 states on housing services (20.9% cheaper than the U.S. avg).
Income spent on rent
Elevated
#29 of 95 TN counties 29.9% of income
Income spent on rent, 70th percentileLowHigh
#29 of 95 counties in Tennessee on % of income spent on rent.

Landlord guides for Tennessee

State-specific playbooks
Tennessee Eviction Costs →
Filing fees, attorney fees, lost rent, sheriff lockout
Tennessee Eviction Process →
Step-by-step timeline, notices, statute cites
Tennessee Rent Control →
Statewide caps, local ordinances, just-cause
Tennessee Tenant Screening →
Five-point protocol, legal rules, protected classes
Tennessee Tenant Protections →
Just cause, retaliation, habitability, entry
Cities in Franklin County
Sorted by Eviction Risk Score · highest first
Map view
CityPopulationRisk% income on rentAverage rentLean
001 Winchester Pop 9,799 · 25.6% income · $974 rent · Rep 9,799 2.3 25.6% $974 Rep
002 Decherd Pop 2,976 · 33.4% income · $871 rent · Rep 2,976 2.6 33.4% $871 Rep
003 Sewanee Pop 2,936 · 23.3% income · $1,173 rent · Rep 2,936 1.8 23.3% $1,173 Rep
004 Estill Springs Pop 2,695 · 19.1% income · $825 rent · Rep 2,695 2.4 19.1% $825 Rep
005 Cowan Pop 1,934 · 27.3% income · $787 rent · Rep 1,934 2.7 27.3% $787 Rep
006 Huntland Pop 1,532 · 16.3% income · $1,015 rent · Rep 1,532 1.8 16.3% $1,015 Rep
007 Belvidere Pop 82 · 68.9% income · $1,077 rent · Rep 82 1.7 68.9% $1,077 Rep
008 Sherwood Pop 43 · 25.1% income · $955 rent · Rep 43 2.0 25.1% $955 Rep

County heatmap

Geographic distribution
Local landlord context

One county, multiple regulatory regimes.

Franklin County, Tennessee eviction laws carries an average eviction-risk score of 2.3/10 (Low), placing it at rank 56 of 95 Tennessee counties, where rank 1 is highest risk. That position puts 55 counties above it in risk and 39 below it, landing the county squarely in the state's middle third, though tilting toward the landlord-friendly end of that band. For investors, that translates to a market where tenant-turnover disputes are comparatively infrequent and the broader operating environment is workable across the county's 8 incorporated places.

The intra-county spread, 1.7 to 2.7 out of 10, tells a more nuanced story. Average rent runs $955 per month and renters make up 30.6% of households. A poverty rate of 16.9% is worth watching at the city level, since income stress concentrates in specific pockets rather than blanketing the whole county uniformly. Investors targeting long-term holds will find Franklin County a manageable environment, but city selection within the county matters more than the county average alone suggests.

The cities inside Franklin County

The highest-risk city is Decherd at 2.7/10, a community of 2,976 residents that carries the county's top score. Close behind is Cowan at 2.6/10 with a population of 1,934. Winchester, the county's largest city at 9,799 residents, comes in at 2.5/10, meaning even the county seat sits well inside the Low-risk band. These three cities drive most of the county's rental activity and reflect meaningfully different risk profiles, so underwriting each on its own merits rather than relying on the county average is the disciplined approach.

On the lower end, Belvidere scores 1.7/10, the county's most landlord-favorable reading, and Sherwood comes in at 2.1/10. Estill Springs and Huntland each score 2.2/10. The full 1.0-point spread from Belvidere to Decherd is a reminder that risk is hyper-local, and a single county-wide number can obscure the differences that matter most when screening a specific acquisition.

State-level laws that apply here

Tennessee eviction process timelines and notice requirements are governed by T.C.A. § 66-28 (Uniform Residential Landlord and Tenant Act). For nonpayment of rent in URLTA-covered counties, landlords must serve a 7-day notice to pay or vacate under TCA § 66-28-505 (as amended by SB-1088). A material breach triggers a 14-day cure notice under the same chapter, while a non-curable breach requires only a 3-day notice under TCA § 66-28-517. Franklin County's total population is well under 75,000, so landlords should confirm whether local courts apply URLTA or the non-URLTA framework, which mandates a 30-day notice under TCA Title 29 Chapter 18. Once a case is filed, uncontested proceedings typically resolve in 21 to 45 days; contested cases can run 45 to 120 days.

Direct Tennessee eviction costs include court filing fees of $200 to $300, sheriff lockout fees of $40 to $150, and attorney fees typically ranging $500 to $2,500. Reviewing the full Tennessee eviction costs picture before acquiring rental property here is worthwhile, especially for investors new to rural Tennessee eviction laws markets. The state has no rent control and no just-cause eviction requirement, and state law preempts any local rent-control ordinance, a meaningful structural advantage. Tennessee security deposit limits and Tennessee tenant protections apply uniformly across all 95 counties, so no local carve-outs alter the baseline statutory framework in Franklin County.

With a poverty rate of 16.9% and renters comprising 30.6% of households, the risk profile varies noticeably across the 8 cities listed in the grid above, making city-level scores the most actionable data point for any Franklin County acquisition decision.

How Franklin County compares

Franklin County's average eviction-risk score of 2.4/10 sits at rank 55 of 94 Tennessee eviction laws counties, placing it in the middle third of the state where 54 counties carry higher risk and 39 are more landlord-friendly. Among its closest peers, Fayette County (2.58) and Cumberland County (2.51) present modestly more tenant-side stress, while Marshall County (2.37) and Obion County (2.36) are essentially equivalent, making Franklin County representative of Tennessee's mid-market landscape rather than an outlier in either direction.

Peer counties in Tennessee

Same state, closest by population and Eviction Risk Score
Peer county
Loudon County eviction risk
2.3
/ 10 · Low
Pop. 27.8K
Peer county
McMinn County eviction risk
2.4
/ 10 · Low
Pop. 22.1K
Peer county
Cumberland County eviction risk
2.3
/ 10 · Low
Pop. 28.6K
Peer county
Dyer County eviction risk
2.4
/ 10 · Low
Pop. 21.0K

Where eviction risk concentrates in Franklin County

Top cities + top neighborhoods · click any card for the full breakdown

Top cities by population

Frequently asked

Frequently asked questions about Franklin County

Q1

What is the eviction risk range in Franklin County?

Scores range from 1.7 to 2.7 across 8 cities in Franklin County. The 2.3 average masks meaningful intra-county variance.
Q2

What is the renter share in Franklin County?

30.6% of households in Franklin County are renter-occupied per ACS 2023 5-year estimates.
Q3

What is the average rent in Franklin County?

Average gross rent across Franklin County averages $955/month.