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Eviction risk map of Unicoi County, Tennessee, showing scores for Erwin, Unicoi, and Banner Hill
County brief·Updated July 26, 2026

Unicoi County, Tennessee Eviction Risk: Very Low

3 incorporated cities and unincorporated areas. The county Eviction Risk Score is held aloft by the city of Erwin (2.6) and a small number of dense urban cores. Rent-control coverage varies by city.

In 2026
Risk score
2.3
VERY LOW

Ranked #45 of 95 TN counties

11k residents · 3 cities · 4 tracts

1976–2026 · pop-weighted from cities

Unicoi County eviction risk score history

Min2.2 Average2.8 Now2.3
10 5 1976 · score 3.3 1977 · score 3.3 1978 · score 3.3 1979 · score 3.3 1980 · score 3.4 1981 · score 3.4 1982 · score 3.4 1983 · score 3.3 1984 · score 3.1 1985 · score 3.0 1986 · score 3.0 1987 · score 2.8 1988 · score 2.7 1989 · score 2.3 1990 · score 2.2 1991 · score 2.3 1992 · score 2.8 1993 · score 2.8 1994 · score 2.8 1995 · score 2.9 1996 · score 2.9 1997 · score 2.9 1998 · score 2.8 1999 · score 2.8 2000 · score 2.8 2001 · score 2.8 2002 · score 2.9 2003 · score 2.9 2004 · score 2.8 2005 · score 2.8 2006 · score 2.7 2007 · score 2.6 2008 · score 2.7 2009 · score 2.8 2010 · score 2.8 2011 · score 2.8 2012 · score 2.6 2013 · score 2.6 2014 · score 2.5 2015 · score 2.5 2016 · score 2.4 2017 · score 2.3 2018 · score 2.2 2019 · score 2.2 2020 · score 3.1 2021 · score 3.2 2022 · score 2.4 2023 · score 2.4 2024 · score 2.4 2025 · score 2.4 2026 · score 2.3

Key metrics

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Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Unicoi County scores 2.3/10 (Very Low), with individual cities ranging from 2.2 (Erwin) to 2.6 (Banner Hill). The narrow spread reflects a consistent legal and economic baseline across this small rural county. Ranked 45th of 95 Tennessee counties -- placing in the middle of the state, with 44 counties carrying higher eviction risk.

How Unicoi County ranks in Tennessee

Lower number means more extreme, where #1 is the most
Eviction Risk Score
Moderate
#45 of 95 TN counties 2.3 / 10
Eviction Risk Score, 53rd percentileLowHigh
#45 of 95 counties in Tennessee for landlord eviction risk.
Cost of living
Low
#38 of 51 states (statewide) 91.9 index
Cost of living, 26th percentileLowHigh
Tennessee ranks #38 of 51 states on overall cost of living (8.1% cheaper than the U.S. avg).
Housing services cost
Low
#33 of 51 states (statewide) 79.1 index
Housing services cost, 36th percentileLowHigh
Tennessee ranks #33 of 51 states on housing services (20.9% cheaper than the U.S. avg).
Income spent on rent
High
#13 of 95 TN counties 32.5% of income
Income spent on rent, 87th percentileLowHigh
#13 of 95 counties in Tennessee on % of income spent on rent.

Landlord guides for Tennessee

State-specific playbooks
Tennessee Eviction Costs →
Filing fees, attorney fees, lost rent, sheriff lockout
Tennessee Eviction Process →
Step-by-step timeline, notices, statute cites
Tennessee Rent Control →
Statewide caps, local ordinances, just-cause
Tennessee Tenant Screening →
Five-point protocol, legal rules, protected classes
Tennessee Tenant Protections →
Just cause, retaliation, habitability, entry
Cities in Unicoi County
Sorted by Eviction Risk Score · highest first
Map view
CityPopulationRisk% income on rentAverage rentLean
001 Erwin Pop 5,988 · 29.2% income · $614 rent · Rep 5,988 2.2 29.2% $614 Rep
002 Unicoi Pop 3,806 · 36.4% income · $920 rent · Rep 3,806 2.4 36.4% $920 Rep
003 Banner Hill Pop 1,211 · 32.0% income · $733 rent · Rep 1,211 2.6 32.0% $733 Rep

County heatmap

Geographic distribution
Local landlord context

One county, multiple regulatory regimes.

Unicoi County sits in the mountains of far northeastern Tennessee, tucked against the North Carolina border in the Unaka Range. With a total population of roughly 11,005 and a rental housing stock that represents about 31% of occupied units, this is a small, rural landlord market where the legal environment tilts noticeably in the landlord's favor. The county scores 2.3/10 (Very Low) on the Eviction Risk Map index, placing it 45th of 95 Tennessee counties -- putting it squarely in the middle band of the state. Forty-four counties carry higher risk scores; fifty are even more landlord-friendly. For investors and property managers operating here, that positioning reflects a combination of modest rent burden, below-state-average tenant-protection laws, and a court system geared toward relatively fast resolution of nonpayment cases.

The county contains three tracked communities, and risk is not uniform across them. Erwin, the county seat and largest city at roughly 5,988 residents, scores 2.2/10 -- the most landlord-favorable reading in the county. The town of Unicoi (population 3,806) scores 2.4/10, sitting in the middle of the county range. Banner Hill, the smallest community at around 1,211 residents, carries the highest local score at 2.6/10. That spread of 2.2 to 2.6 is narrow by Tennessee standards, which is consistent with a small rural county where local ordinances add very little variation on top of the state baseline. Landlords operating across multiple addresses here will find the risk profile largely consistent regardless of which municipality the property falls in.

Tennessee imposes no rent control at any level, and state law (T.C.A. § 66-28) explicitly preempts any local government from enacting rent caps or rent stabilization. Source-of-income discrimination is not protected statewide, and just cause is not required to terminate a month-to-month tenancy. Unicoi County's population falls below the 75,000 threshold that triggers mandatory application of the Uniform Residential Landlord and Tenant Act (T.C.A. § 66-28), meaning landlords here operate under the less-restrictive Title 29 framework -- a 30-day notice to vacate is sufficient to terminate a tenancy for most reasons. Where URLTA does apply (for instance, in leases that voluntarily adopt it or in units owned by qualifying entities), nonpayment notices shorten to 7 days under TCA § 66-28-505 as amended by SB-1088. Court filing fees in Unicoi County civil sessions court typically run $200 to $300, with sheriff lockout fees adding $40 to $150 on top. Even a contested eviction rarely stretches beyond 45 to 120 days here, and an uncontested case typically resolves in 21 to 45 days. Compared to the Tennessee state average of 2.4/10, Unicoi County landlords face a measurably lighter compliance burden.

Unicoi County's average renter pays $733 per month, and 32% of renter households spend more than 30% of income on housing -- a rent burden level that sits above the comfort threshold but below the severe ranges seen in urban Tennessee eviction laws markets. A poverty rate of 15.9% among the general population signals some baseline collection risk, though the thin rental market (only about 31% of households rent) means landlords here often have a smaller but relatively stable tenant pool drawn from local manufacturing and healthcare employment centered on Erwin.

How Unicoi County compares

At 2.3/10 (Very Low), Unicoi County scores below the Tennessee eviction laws state average of 2.4/10, confirming a more landlord-favorable environment than a typical Tennessee eviction laws county. Nearby peer counties -- including Lincoln, Claiborne, Grundy, Grainger, and Marshall -- cluster in a similar low-risk band, suggesting that the landlord-favorable profile is characteristic of rural, small-population counties throughout the state rather than unique to Unicoi. None of those peers carry meaningfully higher or lower risk than Unicoi County; the distinctions within this peer group are marginal.

Peer counties in Tennessee

Same state, closest by population and Eviction Risk Score
Peer county
Lincoln County eviction risk
2.3
/ 10 · Low
Pop. 11.4K
Peer county
Claiborne County eviction risk
2.3
/ 10 · Low
Pop. 10.4K
Peer county
Grundy County eviction risk
2.3
/ 10 · Low
Pop. 9.5K
Peer county
Grainger County eviction risk
2.3
/ 10 · Low
Pop. 7.9K

Where eviction risk concentrates in Unicoi County

Top cities + top neighborhoods · click any card for the full breakdown

Top cities by population

Frequently asked

Frequently asked questions about Unicoi County

Q1

How does Unicoi County compare to Tennessee statewide?

Unicoi County averages 2.3/10. Use the Tennessee overview link in the breadcrumb above for statewide comparison.
Q2

Is 32.0% rent-to-income ratio high for Unicoi County?

32.0% is above the 30% federal threshold.
Q3

Where can I see all cities in Unicoi County?

The city grid above lists every municipality in Unicoi County with its risk score and population.