Neighborhood · Ranked #39,308 of 84,120 nationally
River Oaks Eviction Risk: Moderate , Harlingen
Tract 48061012003 ·
Cameron, TX · pop 3,656 · neighborhood within 0.1 mi
Tract 48061012003 sits in the River Oaks area of Harlingen eviction risk, TX, carrying an eviction-risk score of 4.6/10. Population here is 3,656. Adults with no health insurance runs 30.9% against 11.3% nationally.
Risk score
4.6
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 18%Stable renters 35%Owners 47%
Tract context
Occupied units1,431
Renter share53.7%
SVI overall0.76
Poverty rate27.2%
Median income$54,404
Percentile rank
Higher percentile = riskier than more peers.
Within neighborhood
50th percentile
#1 of 1 tracts In River Oaks
Moderate
Within parent city
64th percentile
#9 of 23 tracts In Harlingen
Elevated
Within county
73th percentile
#33 of 121 tracts In Cameron
Elevated
Within state
75th percentile
#1,731 of 6,884 tracts In Texas
Elevated
Geographic context
Risk heat across Harlingen and the region
Centroid at 26.1744, -97.7230 · click any tract to drill in
Why River Oaks scores 4.6
9 axes · 1 = landlord-friendly
Local political climate
Inherited from Harlingen
6.1
Regional political climate
2024 county presidential margin
5.7
State political climate
Texas legislature & governorship
1.5
Economic stress
27.2% poverty · this tract
6.8
Supply constraint
$1,138 rent vs county FMR
7.0
Rent control risk
Inherited from Harlingen
5.9
Eviction process difficulty
State law sets the calendar
1.4
Tenant organizing strength
Inherited from Harlingen
8.5
Housing court bias
Inherited from Harlingen
7.2
How River Oaks compares
Risk score vs. parent city, county, state.
CDC Social Vulnerability Index
SVI percentile: 76
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
51%Socioeconomic
45%Household composition
88%Racial/ethnic minority
96%Housing & transportation
Analysis
What drives eviction risk in River Oaks
The main counterweight is eviction-process difficulty at 1.4/10. Well under the midpoint, state political climate reads 1.5/10. Sitting well above the midpoint, tenant-organizing strength reads 8.5/10.
34% of renter households cross the 30%-of-income line, below the Cameron County average of 42.8%. The poverty rate is 27%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. Average gross rent is $1,138, 23% above the Harlingen average.
The voucher gap is 20.0%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears. The severe-burden share is 10%, and it is the single best predictor in this model of a filing that actually reaches judgment. Against the Cameron County average of 3.9, this tract reads riskier for landlords by 0.7 points.
Nationally it ranks #39,308 of 84,120 for landlord eviction difficulty. Social vulnerability reads 7.8/10 on the CDC index, a measure of exposure to housing and economic shocks. Of its three components the housing type and transport measure is the most pressured.
Annual rent works out to 25% of average household income of $54,404. 54% of occupied units are renter-occupied.
These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.
Frequently asked
About tract 48061012003
Q1
What is the eviction-risk score for census tract 48061012003?
Census tract 48061012003 in the River Oaks neighborhood scores 4.6/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 48061012003?
Median gross rent is $1,138/month (ACS 5-year 2023, table B25064). 34% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 48061012003?
27.2% of residents in tract 48061012003 live below the federal poverty line (ACS B17001, 2023). Population: 3,656.
Q4
How socially vulnerable is tract 48061012003?
CDC Social Vulnerability Index ranks this tract in the 76th percentile nationally. Sub-themes: socioeconomic 51th, household 45th, minority 88th, housing 96th.
Q5
Is tract 48061012003 considered part of River Oaks?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 48061012003 fall within River Oaks (neighborhood centroid within 0.1 miles, OSM data).
Q6
How does tract 48061012003 compare to Harlingen overall?
Tract 48061012003 scores 4.6/10, higher than the parent city of Harlingen at 4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Harlingen eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in Harlingen
Top eight tracts in Harlingen ranked by composite eviction-risk score.