Galveston Eviction Risk: Moderate

The severe-burden share is 35%, and it is the single best predictor in this model of a filing that actually reaches judgment. What pushes it up most is tenant-organizing strength at 9.3/10.

Well under the midpoint, supply constraint reads 1.3/10. 74% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. Against the Galveston County average of 4.0, this tract reads riskier for landlords by 1.8 points.

Running cool, state political climate reads 1.5/10. At $968 a month, rents run 25% under what the rest of Galveston commands. The poverty rate is 25%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. On the national scale it lands near the 76th percentile of the 84,120 tracts scored.

CDC social-vulnerability scoring puts the tract at 8.8/10. Statewide the TX average is 3.9, so this tract runs 1.9 points hotter. Of its three components the housing type and transport measure is the most pressured.

Annual rent works out to 31% of average household income of $38,000.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.