Commerce Eviction Risk: Moderate

34% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. What pushes it up most is tenant-organizing strength at 9.6/10. On the softer side, eviction-process difficulty reads 1/10.

Running cool, supply constraint reads 1/10. The poverty rate is 32%, which in this model reads as reduced rent-recovery odds after a judgment.

67% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. It sits 1.6 points above the Hunt County average of 4.0. That is riskier than roughly 73% of the 84,120 US census tracts in this model.

Social vulnerability reads 8.5/10 on the CDC index, a measure of exposure to housing and economic shocks. Statewide the TX average is 3.9, so this tract runs 1.7 points hotter. Of its three components the socioeconomic standing measure is the most pressured.

Average gross rent is $929, close to the Commerce average. Annual rent works out to 27% of average household income of $40,603.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.