Amarillo Eviction Risk: Moderate

The clearest offset is rent-regulation exposure at 1/10. Annualized rent equals 34% of average household income of $33,798, past the 30% affordability line, which thins the margin any screening standard has to work with. Running cool, state political climate reads 1.5/10.

The poverty rate is 31%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. Disability prevalence runs 46.7% against 31.5% nationally.

On the softer side, tenant-organizing strength reads 1.5/10. roughly one in three of renter households cross the 30%-of-income line, lower than the Potter County average of 42.1%. Against the Potter County average of 3.7, this tract reads riskier for landlords by 0.9 points.

The severe-burden share is 9%, and it is the single best predictor in this model of a filing that actually reaches judgment. At $957 a month, rents run 12% under what the rest of Amarillo commands. In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.