Ferndale Eviction Risk: Moderate

Severe burden reaches 34%. Those are renters paying half their income or more, and that is where non-payment filings originate. Pulling hardest the other way is court filing pressure at 1.1/10. Well under the midpoint, economic stress reads 1.2/10.

On the high side, rent-regulation exposure reads 7.9/10. Against the Whatcom County average of 5.9, this tract reads safer for landlords by 0.9 points.

At $1,643 a month, rents run 11% over what the rest of Ferndale commands. On the national scale it lands near the 61st percentile of the 84,120 tracts scored. On the CDC Social Vulnerability Index the tract reads 8.6/10, which tracks how hard a shock lands on the households already here.

Statewide the WA average is 5.9, so this tract runs 0.9 points cooler. Of its three components the housing type and transport measure is the most pressured. Poverty sits at 5%, low enough that arrears here usually signal a specific shock rather than a structural income gap.

Annual rent works out to 23% of average household income of $86,301. 25% of occupied units are renter-occupied.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.