Downtown Wheeling Historic District Eviction Risk: Moderate

The poverty rate is 44%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. 91% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. Annualized rent equals 41% of average household income of $24,185, past the 30% affordability line, which thins the margin any screening standard has to work with.

Severe burden reaches 25%. Those are renters paying half their income or more, and that is where non-payment filings originate. Running cool, rent-regulation exposure reads 1/10.

On the softer side, tenant-organizing strength reads 1.5/10. Disability prevalence runs 46.4% against 31.5% nationally. Inability to pay a utility bill runs 20.9% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

Against the Ohio County average of 3.6, this tract reads riskier for landlords by 1.0 points. 42% of renter households cross the 30%-of-income line, lower than the Ohio County average of 46.2%.

This ground was mapped D ("Hazardous") on the 1930s HOLC security maps for Wheeling. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. Nationally it ranks #39,308 of 84,120 for landlord eviction difficulty.

Social vulnerability reads 6.4/10 on the CDC index, a measure of exposure to housing and economic shocks.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.