7th Street Waterfront Eviction Risk: Moderate

What pushes the score up most is tenant-organizing strength at 9.4/10. The severe-burden share is 24%. Those renters are past the 50% mark, and they miss rent for reasons that have nothing to do with willingness to pay. 68% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building two streets over.

The poverty rate is 24%, which shows up in this model as reduced rent-recovery odds after a judgment. On the high side is housing-court posture at 7.3/10. Court records for this tract carry 308 eviction filings.

The worst year on record was 2009, when filings touched 4.6% of renter households. Recent filings have not receded much: 4.8% in 2014 against a 4.6% peak. Among the 12 mapped neighborhoods of La Crosse, it ranks #1 by risk, the upper third.

The closest comparables inside the same city are Upper Northside and Indian Hill. Average gross rent runs $982, close to the La Crosse average. Annual rent works out to 32% of average household income of $36,875.

Because the boundary contains one tract, 5.8/10 is simultaneously the area figure and the address-level figure. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.