Within neighborhood
50
th percentile
Moderate
Neighborhood · Ranked #20,506 of 84,120 nationally
Exum Eviction Risk: Moderate , Fairfield
Tract 01073010605 · Jefferson County, AL · pop 528 · neighborhood within 1.4 mi
Census tract 01073010605 covers part of the Exum area of Fairfield, AL, and scores 5.8/10 on landlord eviction risk. It is home to 528 residents. Severe burden reaches 44%. Those are renters paying half their income or more, and that is where non-payment filings originate.
Risk score
5.8
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 40%
Stable renters 42%
Owners 18%
Tract context
Occupied units299
Renter share82.9%
SVI overall0.41
Poverty rate39.0%
Median income$43,988
Percentile rank
Higher percentile = riskier than more peers.Within parent city
0
th percentile
Very Low
Within county
94
th percentile
Very High
Within state
98
th percentile
Very High
Geographic context
Risk heat across Fairfield and the region
Centroid at 33.4900, -86.9157 · click any tract to drill in
Why Exum scores 5.8
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Fairfield
6.1
Regional political climate
2024 county presidential margin
5.7
State political climate
Alabama legislature & governorship
1.8
Economic stress
39.0% poverty · this tract
9.7
Supply constraint
$927 rent vs county FMR
2.3
Rent control risk
Inherited from Fairfield
9.6
Eviction process difficulty
State law sets the calendar
1.7
Tenant organizing strength
Inherited from Fairfield
8.3
Housing court bias
Inherited from Fairfield
9.4
How Exum compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 41
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 78%Socioeconomic
- 20%Household composition
- 92%Racial/ethnic minority
- 5%Housing & transportation
Historical context · 1930s redlining
HOLC grade: D: Hazardous (Redlined)
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 1%Grade B
- 26%Grade C
- 30%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 28.6%Housing insecurity
- 22.0%Utility-shutoff threat
- 38.4%Food insecurity
- 33.3%SNAP enrollment
- 18.7%Transit barriers
- 11.7%No health insurance
- 20.5%Frequent mental distress
- 41.4%Any disability
Analysis
What drives eviction risk in Exum
What pushes it up most is economic stress at 9.7/10. On the high side, rent-regulation exposure reads 9.6/10. The poverty rate is 39%, which in this model reads as reduced rent-recovery odds after a judgment.
Food insecurity runs 38.4% against 17.8% nationally. Sitting well above the midpoint, housing-court posture reads 9.4/10. This is renter territory: 83% of occupied units are tenant-occupied.
SNAP participation runs 33.3% against 15.2% nationally. It sits 1.5 points above the Jefferson County average of 4.3.
In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. Average gross rent is $927, 8% below the Fairfield average.
Nationally it ranks #20,506 of 84,120 for landlord eviction difficulty. CDC social-vulnerability scoring puts the tract at 4.7/10.
Statewide the AL average is 3.9, so this tract runs 1.9 points hotter.
These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.
Frequently asked
About tract 01073010605
Q1
What is the eviction-risk score for census tract 01073010605?
Census tract 01073010605 in the Exum neighborhood scores 5.8/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 01073010605?
Median gross rent is $927/month (ACS 5-year 2023, table B25064). 49% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 01073010605?
39.0% of residents in tract 01073010605 live below the federal poverty line (ACS B17001, 2023). Population: 528.
Q4
How socially vulnerable is tract 01073010605?
CDC Social Vulnerability Index ranks this tract in the 41th percentile nationally. Sub-themes: socioeconomic 78th, household 20th, minority 92th, housing 5th.
Q5
Is tract 01073010605 considered part of Exum?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 01073010605 fall within Exum (neighborhood centroid within 1.4 miles, OSM data).
Q6
What share of households in tract 01073010605 struggle to pay rent?
About 28.6% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 22.0% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 01073010605 compare to Fairfield overall?
Tract 01073010605 scores 5.8/10, higher than the parent city of Fairfield at 4.5/10. City-scale signals (state law, local rent controls, court bias) are inherited from Fairfield; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8
Was tract 01073010605 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 30% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Fairfield
Top eight tracts in Fairfield ranked by composite eviction-risk score.
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