Merrimack Mill Village Historic District Eviction Risk: Moderate , Huntsville

29% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Pulling hardest the other way is rent-regulation exposure at 1/10. Set annual rent against average income of $31,981 and the ratio lands at 34%, above the conventional 30% ceiling.

Running cool, state political climate reads 1.8/10. The poverty rate is 28%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

At $903 a month, rents run 23% under what the rest of Huntsville commands. Well under the midpoint, supply constraint reads 2.2/10.

Against the Madison County average of 3.7, this tract reads riskier for landlords by 1.1 points. Court records carry 950 eviction filings across 13 observed years.

SNAP participation runs 22.5% against 15.2% nationally. Inability to pay a utility bill runs 14.9% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

The worst year on record was 2001, when 8.3% of renter households were served. In a typical year about 6.9% of renter households face a filing.

That is riskier than roughly 58% of the 84,120 US census tracts in this model.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.