Old Town Historic District Eviction Risk: Moderate

Food insecurity affects 49.3% of adults, 31.5 points above the national rate. Severe burden reaches 33%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears. Average gross rent is $712, 39% below the Huntsville average of $1,171.

Annualized rent equals 43% of average household income here, past the 30% affordability line, which compresses the margin any screening standard has to work with. What pushes the score up most is economic stress at 9.1/10. The poverty rate is 36%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest.

On the softer side is rent-regulation exposure, at 1/10. Running cool is supply constraint, at 1/10. Disability prevalence reaches 49.9% against a 31.5% national average, which raises the odds a reasonable-accommodation request accompanies any dispute.

The filing record is not thin: 773 evictions logged in this tract. Filing activity peaked in 2008 at 10.0% of renter households. The most recent observed rate, 4.5% in 2016, is well off that peak.

Among the 11 mapped neighborhoods of Huntsville, it ranks #1 by risk, the upper third.

Because the boundary contains one tract, 4.8/10 is simultaneously the area figure and the address-level figure. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.