Cox Eviction Risk: Moderate , Mobile

Severe burden reaches 22%. Those are renters paying half their income or more, and that is where non-payment filings originate. Annualized rent equals 33% of average household income of $35,399, past the 30% affordability line, which thins the margin any screening standard has to work with.

On the softer side, state political climate reads 1.8/10. Disability prevalence runs 46.5% against 31.5% nationally.

Inability to pay a utility bill runs 21.4% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. Against Mobile County at 43.6%, 38% of renters here are cost-burdened. The poverty rate is 20%, which in this model reads as reduced rent-recovery odds after a judgment.

Princeton's Eviction Lab logged 121 filings here across 10 tracked years. Well under the midpoint, tenant-organizing strength reads 3/10.

Average gross rent is $966, 10% below the Mobile average. Filings peaked in 2001 at 13.1% of renter households. This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Mobile. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

In a typical year about 5.2% of renter households face a filing.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.