Mobile Eviction Risk: Moderate

The main counterweight is rent-regulation exposure at 1/10. The poverty rate is 35%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

Annualized rent equals 37% of average household income of $31,136, past the 30% affordability line, which thins the margin any screening standard has to work with. Running hot, economic stress reads 8.7/10.

Housing insecurity runs 29.4% against 14.2% nationally. 19% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Running cool, state political climate reads 1.8/10.

Disability prevalence runs 43.8% against 31.5% nationally. Against the Mobile County average of 4.0, this tract reads riskier for landlords by 1.0 points. The filing record is not thin: 200 evictions over 10 years of observation.

Average gross rent is $950, 11% below the Mobile average. The worst year on record was 2001, when 10.5% of renter households were served.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.