Within neighborhood
33
th percentile
Low
Neighborhood · Ranked #32,842 of 84,120 nationally
Mertz Eviction Risk: Moderate , Mobile
Tract 01097001502 · Mobile County, AL · pop 1,214 · neighborhood within 1.2 mi
Census tract 01097001502 covers part of the Mertz area of Mobile, AL, and scores 5/10 on landlord eviction risk. Population here is 1,214. The score leans hardest on economic stress at 10/10.
Risk score
5
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 24%
Stable renters 55%
Owners 21%
Tract context
Occupied units276
Renter share79.0%
SVI overall0.76
Poverty rate58.9%
Median income$21,900
Percentile rank
Higher percentile = riskier than more peers.Within parent city
90
th percentile
High
Within county
82
th percentile
High
Within state
84
th percentile
High
Geographic context
Risk heat across Mobile and the region
Centroid at 30.6569, -88.0688 · click any tract to drill in
Why Mertz scores 5
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Mobile
4.5
Regional political climate
2024 county presidential margin
4.4
State political climate
Alabama legislature & governorship
1.8
Economic stress
58.9% poverty · this tract
10.0
Supply constraint
$565 rent vs county FMR
1.0
Rent control risk
Inherited from Mobile
1.0
Eviction process difficulty
State law sets the calendar
3.5
Tenant organizing strength
Inherited from Mobile
3.0
Housing court bias
Inherited from Mobile
3.0
How Mertz compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 76
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 95%Socioeconomic
- 37%Household composition
- 100%Racial/ethnic minority
- 32%Housing & transportation
Historical context · 1930s redlining
HOLC grade: D: Hazardous (Redlined)
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 2%Grade C
- 18%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 426Total filings over 10 yrs
- 9.32%Avg annual filing rate
- 30.4%Peak (2001)
- 33Filings in 2016 (latest validated)
Filings dropped 78% over the past 10 months.
Comparable tracts
Census tracts with similar eviction risk
Within Mertz. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 41.4%Housing insecurity
- 34.7%Utility-shutoff threat
- 59.9%Food insecurity
- 60.5%SNAP enrollment
- 30.8%Transit barriers
- 18.2%No health insurance
- 24.2%Frequent mental distress
- 52.7%Any disability
Analysis
What drives eviction risk in Mertz
Average gross rent is $565, 47% below the Mobile average. Housing insecurity runs 41.4% against 14.2% nationally. Food insecurity runs 59.9% against 17.8% nationally.
The poverty rate is 59%, which in this model reads as reduced rent-recovery odds after a judgment. Against Mobile County at 43.6%, 30% of renters here are cost-burdened.
On the softer side, rent-regulation exposure reads 1/10. 79% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby.
Well under the midpoint, supply constraint reads 1/10. Against the Mobile County average of 4.0, this tract reads riskier for landlords by 1.0 points. Court records carry 426 eviction filings across 10 observed years.
Filings peaked in 2001 at 30.4% of renter households.
These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.
Frequently asked
About tract 01097001502
Q1
What is the eviction-risk score for census tract 01097001502?
Census tract 01097001502 in the Mertz neighborhood scores 5/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 01097001502?
Median gross rent is $565/month (ACS 5-year 2023, table B25064). 30% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 01097001502?
58.9% of residents in tract 01097001502 live below the federal poverty line (ACS B17001, 2023). Population: 1,214.
Q4
How socially vulnerable is tract 01097001502?
CDC Social Vulnerability Index ranks this tract in the 76th percentile nationally. Sub-themes: socioeconomic 95th, household 37th, minority 100th, housing 32th.
Q5
Is tract 01097001502 considered part of Mertz?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 01097001502 fall within Mertz (neighborhood centroid within 1.2 miles, OSM data).
Q6
How many evictions are filed each year in tract 01097001502?
Princeton Eviction Lab recorded 426 eviction filings across 10 validated years in tract 01097001502 (2000-2018). The average annual filing rate is 9.32% of renter households, peaking at 30.4% in 2001. Source: Eviction Lab tract-validated 2024 release.
Q7
What share of households in tract 01097001502 struggle to pay rent?
About 41.4% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 34.7% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8
How does tract 01097001502 compare to Mobile overall?
Tract 01097001502 scores 5/10, higher than the parent city of Mobile at 3.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Mobile eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9
Was tract 01097001502 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 18% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Mobile
Top eight tracts in Mobile ranked by composite eviction-risk score.
Tract · AL
Hannon Park
5
/ 10 · Moderate
Tract · AL
Mertz
5
/ 10 · Moderate
Tract · AL
Orange Grove
5
/ 10 · Moderate
Tract · AL
Mertz
5
/ 10 · Moderate
Tract · AL
The Campground
5
/ 10 · Moderate
Tract · AL
01097003602
5
/ 10 · Moderate
Tract · AL
Allenville
5
/ 10 · Moderate
Tract · AL
Pinehurst
5
/ 10 · Moderate
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