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Neighborhood · Ranked #26,446 of 84,120 nationally

Mertz Eviction Risk: Moderate , Mobile

Tract 01097002400 · Mobile County, AL · pop 3,322 · neighborhood within 0.5 mi

Census tract 01097002400 covers the Mertz area of Mobile, home to 3,322 residents. For landlords it grades 4.7/10, a moderate reading. On the national scale it ranks #58,887 of 84,120 for landlord eviction difficulty.

37% of renter households here spend at least 30% of income on rent, a high level, and 29% are severely burdened at 50% or more. Average gross rent is $1,064 monthly, set against $48,098 in average yearly household income, roughly 27% of income at the averages. About 47% of occupied units are renter-occupied.

Risk score
4.9
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 17% Stable renters 30% Owners 53%
Tract context
Occupied units1,200
Renter share47.3%
SVI overall0.86
Poverty rate20.4%
Median income$48,098

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
0 th percentile
Rank, 0th percentileLowHigh
#4 of 4 tracts In Mertz
Very Low
Within parent city
61 th percentile
Rank, 61st percentileLowHigh
#31 of 78 tracts In Mobile
Elevated
Within county
66 th percentile
Rank, 66th percentileLowHigh
#46 of 135 tracts In Mobile County
Elevated
Within state
67 th percentile
Rank, 67th percentileLowHigh
#470 of 1,436 tracts In Alabama
Elevated
Geographic context

Risk heat across Mobile and the region

Centroid at 30.6691, -88.0926 · click any tract to drill in

Why Mertz scores 4.9

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Mobile
4.5
Regional political climate
2024 county presidential margin
4.4
State political climate
Alabama legislature & governorship
1.8
Economic stress
20.4% poverty · this tract
5.1
Supply constraint
$1,064 rent vs county FMR
4.7
Rent control risk
Inherited from Mobile
1.0
Eviction process difficulty
State law sets the calendar
3.5
Tenant organizing strength
Inherited from Mobile
3.0
Housing court bias
Inherited from Mobile
3.0

How Mertz compares

Risk score vs. parent city, county, state.
Mertz risk score vs. parent city / county / stateThis tract: 4.94.9This tracttract 002400Mobile: 2.82.8Mobileparent cityCounty: 4.34.3Countyavg tract in countyState: 4.14.1Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 86

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: D: Hazardous (Redlined)

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 396Total filings over 10 yrs
  • 7.45%Avg annual filing rate
  • 10.4%Peak (2006)
  • 40Filings in 2016 (latest validated)
Filings by year 2001 to 2016
Year-by-year eviction filings in tract 010970024002001: 51 filings (8.79/100 renter HHs)2002: 38 filings (6.55/100 renter HHs)2006: 56 filings (10.43/100 renter HHs)2007: 40 filings (7.45/100 renter HHs)2008: 42 filings (7.82/100 renter HHs)2009: 37 filings (6.89/100 renter HHs)2013: 33 filings (7.05/100 renter HHs)2014: 31 filings (6.62/100 renter HHs)2015: 28 filings (5.98/100 renter HHs)2016: 40 filings (6.94/100 renter HHs)
Filings dropped 22% over the past 10 months.
Comparable tracts

Census tracts with similar eviction risk

Within Mertz. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Mertz

What moves this score most is economic stress at 5.1/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Mobile eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Mobile County average of 4.9 and in line with the Alabama statewide average of 4.5. Within its own county it reads on the safer side for landlords.

Princeton's Eviction Lab logged 396 eviction filings here over 10 tracked years, with about 7.5% of renter households facing a filing in a typical year. Filings peaked at 10.4% of renter households in 2006.

This tract overlaps land the federal Home Owners' Loan Corporation redlined in the 1930s, a dominant grade of D ("Hazardous") across 27% of the tract. Redlining cut off mortgage credit to Black, immigrant, and working-class blocks, and those areas still tend to carry higher rent burden and eviction filings today.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 01097002400

Q1

What is the eviction-risk score for census tract 01097002400?

Census tract 01097002400 in the Mertz neighborhood scores 4.9/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 01097002400?

Median gross rent is $1,064/month (ACS 5-year 2023, table B25064). 37% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 01097002400?

20.4% of residents in tract 01097002400 live below the federal poverty line (ACS B17001, 2023). Population: 3,322.
Q4

How socially vulnerable is tract 01097002400?

CDC Social Vulnerability Index ranks this tract in the 86th percentile nationally. Sub-themes: socioeconomic 90th, household 55th, minority 90th, housing 76th.
Q5

Is tract 01097002400 considered part of Mertz?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 01097002400 fall within Mertz (neighborhood centroid within 0.5 miles, OSM data).
Q6

How many evictions are filed each year in tract 01097002400?

Princeton Eviction Lab recorded 396 eviction filings across 10 validated years in tract 01097002400 (2000-2018). The average annual filing rate is 7.45% of renter households, peaking at 10.4% in 2006. Source: Eviction Lab tract-validated 2024 release.
Q7

What share of households in tract 01097002400 struggle to pay rent?

About 25.9% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 19.1% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8

How does tract 01097002400 compare to Mobile overall?

Tract 01097002400 scores 4.9/10, higher than the parent city of Mobile at 2.8/10. City-scale signals (state law, local rent controls, court bias) are inherited from Mobile eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9

Was tract 01097002400 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 27% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Mobile

Top eight tracts in Mobile ranked by composite eviction-risk score.

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