Within neighborhood
0
th percentile
Very Low
Neighborhood · Ranked #41,206 of 84,120 nationally
Mertz Eviction Risk: Moderate , Mobile
Tract 01097002400 · Mobile County, AL · pop 3,322 · neighborhood within 0.5 mi
With a score of 4.5/10, tract 01097002400 in the Mertz area of Mobile, AL reads moderate for landlord eviction risk. It is home to 3,322 residents. 29% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.
Risk score
4.5
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 17%
Stable renters 30%
Owners 53%
Tract context
Occupied units1,200
Renter share47.3%
SVI overall0.86
Poverty rate20.4%
Median income$48,098
Percentile rank
Higher percentile = riskier than more peers.Within parent city
61
th percentile
Elevated
Within county
64
th percentile
Elevated
Within state
69
th percentile
Elevated
Geographic context
Risk heat across Mobile and the region
Centroid at 30.6691, -88.0926 · click any tract to drill in
Why Mertz scores 4.5
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Mobile
4.5
Regional political climate
2024 county presidential margin
4.4
State political climate
Alabama legislature & governorship
1.8
Economic stress
20.4% poverty · this tract
5.1
Supply constraint
$1,064 rent vs county FMR
4.7
Rent control risk
Inherited from Mobile
1.0
Eviction process difficulty
State law sets the calendar
3.5
Tenant organizing strength
Inherited from Mobile
3.0
Housing court bias
Inherited from Mobile
3.0
How Mertz compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 86
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 90%Socioeconomic
- 55%Household composition
- 90%Racial/ethnic minority
- 76%Housing & transportation
Historical context · 1930s redlining
HOLC grade: D: Hazardous (Redlined)
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 1%Grade B
- 23%Grade C
- 27%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 396Total filings over 10 yrs
- 7.45%Avg annual filing rate
- 10.4%Peak (2006)
- 40Filings in 2016 (latest validated)
Filings dropped 22% over the past 10 months.
Comparable tracts
Census tracts with similar eviction risk
Within Mertz. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 25.9%Housing insecurity
- 19.1%Utility-shutoff threat
- 36.8%Food insecurity
- 31.3%SNAP enrollment
- 17.5%Transit barriers
- 12.8%No health insurance
- 19.0%Frequent mental distress
- 42.2%Any disability
Analysis
What drives eviction risk in Mertz
Pulling hardest the other way is rent-regulation exposure at 1/10. On the softer side, state political climate reads 1.8/10. Housing insecurity runs 25.9% against 14.2% nationally.
Cost burden runs 37% here against 43.6% across Mobile County. The poverty rate is 20%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. Inability to pay a utility bill runs 19.1% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.
The filing record is not thin: 396 evictions over 10 years of observation. Well under the midpoint, tenant-organizing strength reads 3/10. The worst year on record was 2006, when 10.4% of renter households were served.
In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. In a typical year about 7.5% of renter households face a filing.
On the national scale it lands near the 51st percentile of the 84,120 tracts scored.
These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.
Frequently asked
About tract 01097002400
Q1
What is the eviction-risk score for census tract 01097002400?
Census tract 01097002400 in the Mertz neighborhood scores 4.5/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 01097002400?
Median gross rent is $1,064/month (ACS 5-year 2023, table B25064). 37% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 01097002400?
20.4% of residents in tract 01097002400 live below the federal poverty line (ACS B17001, 2023). Population: 3,322.
Q4
How socially vulnerable is tract 01097002400?
CDC Social Vulnerability Index ranks this tract in the 86th percentile nationally. Sub-themes: socioeconomic 90th, household 55th, minority 90th, housing 76th.
Q5
Is tract 01097002400 considered part of Mertz?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 01097002400 fall within Mertz (neighborhood centroid within 0.5 miles, OSM data).
Q6
How many evictions are filed each year in tract 01097002400?
Princeton Eviction Lab recorded 396 eviction filings across 10 validated years in tract 01097002400 (2000-2018). The average annual filing rate is 7.45% of renter households, peaking at 10.4% in 2006. Source: Eviction Lab tract-validated 2024 release.
Q7
What share of households in tract 01097002400 struggle to pay rent?
About 25.9% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 19.1% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8
How does tract 01097002400 compare to Mobile overall?
Tract 01097002400 scores 4.5/10, higher than the parent city of Mobile at 3.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Mobile eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9
Was tract 01097002400 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 27% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Mobile
Top eight tracts in Mobile ranked by composite eviction-risk score.
Tract · AL
01097003406
5
/ 10 · Moderate
Tract · AL
01097001200
5
/ 10 · Moderate
Tract · AL
South Crichton
5
/ 10 · Moderate
Tract · AL
Hannon Park
5
/ 10 · Moderate
Tract · AL
Mertz
5
/ 10 · Moderate
Tract · AL
Orange Grove
5
/ 10 · Moderate
Tract · AL
Mertz
5
/ 10 · Moderate
Tract · AL
The Campground
5
/ 10 · Moderate
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