Mertz Eviction Risk: Moderate , Mobile
Tract 01097002400 · Mobile County, AL · pop 3,322 · neighborhood within 0.5 mi
Census tract 01097002400 covers the Mertz area of Mobile, home to 3,322 residents. For landlords it grades 4.7/10, a moderate reading. On the national scale it ranks #58,887 of 84,120 for landlord eviction difficulty.
37% of renter households here spend at least 30% of income on rent, a high level, and 29% are severely burdened at 50% or more. Average gross rent is $1,064 monthly, set against $48,098 in average yearly household income, roughly 27% of income at the averages. About 47% of occupied units are renter-occupied.
Percentile rank
Higher percentile = riskier than more peers.Risk heat across Mobile and the region
Centroid at 30.6691, -88.0926 · click any tract to drill in
Why Mertz scores 4.9
9 axes · 1 = landlord-friendlyHow Mertz compares
Risk score vs. parent city, county, state.SVI percentile: 86
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 90%Socioeconomic
- 55%Household composition
- 90%Racial/ethnic minority
- 76%Housing & transportation
HOLC grade: D: Hazardous (Redlined)
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 1%Grade B
- 23%Grade C
- 27%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 396Total filings over 10 yrs
- 7.45%Avg annual filing rate
- 10.4%Peak (2006)
- 40Filings in 2016 (latest validated)
Census tracts with similar eviction risk
Within Mertz. Closest by Eviction Risk Score.
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 25.9%Housing insecurity
- 19.1%Utility-shutoff threat
- 36.8%Food insecurity
- 31.3%SNAP enrollment
- 17.5%Transit barriers
- 12.8%No health insurance
- 19.0%Frequent mental distress
- 42.2%Any disability
What drives eviction risk in Mertz
What moves this score most is economic stress at 5.1/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Mobile eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores about the same as the Mobile County average of 4.9 and in line with the Alabama statewide average of 4.5. Within its own county it reads on the safer side for landlords.
Princeton's Eviction Lab logged 396 eviction filings here over 10 tracked years, with about 7.5% of renter households facing a filing in a typical year. Filings peaked at 10.4% of renter households in 2006.
This tract overlaps land the federal Home Owners' Loan Corporation redlined in the 1930s, a dominant grade of D ("Hazardous") across 27% of the tract. Redlining cut off mortgage credit to Black, immigrant, and working-class blocks, and those areas still tend to carry higher rent burden and eviction filings today.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
About tract 01097002400
What is the eviction-risk score for census tract 01097002400?
What is the average rent in tract 01097002400?
What is the poverty rate in tract 01097002400?
How socially vulnerable is tract 01097002400?
Is tract 01097002400 considered part of Mertz?
How many evictions are filed each year in tract 01097002400?
What share of households in tract 01097002400 struggle to pay rent?
How does tract 01097002400 compare to Mobile overall?
Was tract 01097002400 historically redlined?
Highest-risk tracts in Mobile
Top eight tracts in Mobile ranked by composite eviction-risk score.