Within neighborhood
50
th percentile
Moderate
Neighborhood · Ranked #67,219 of 84,120 nationally
Polo Trace Eviction Risk: Lower , Hoover
Tract 01073014409 · Jefferson County, AL · pop 3,052 · neighborhood within 0.3 mi
With a score of 3/10, tract 01073014409 in the Polo Trace area of Hoover, AL reads lower for landlord eviction risk. Population here is 3,052. 65% of renter households cross the 30%-of-income line, markedly above the Jefferson County average of 46.3%.
Risk score
3
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 13%
Stable renters 7%
Owners 80%
Tract context
Occupied units1,162
Renter share19.2%
SVI overall0.15
Poverty rate2.8%
Median income$98,611
Percentile rank
Higher percentile = riskier than more peers.Within parent city
50
th percentile
Moderate
Within county
28
th percentile
Low
Within state
33
th percentile
Low
Geographic context
Risk heat across Hoover and the region
Centroid at 33.3937, -86.8164 · click any tract to drill in
Why Polo Trace scores 3
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Hoover
2.5
Regional political climate
2024 county presidential margin
5.7
State political climate
Alabama legislature & governorship
1.8
Economic stress
2.8% poverty · this tract
1.0
Supply constraint
$1,072 rent vs county FMR
3.5
Rent control risk
Inherited from Hoover
1.0
Eviction process difficulty
State law sets the calendar
2.5
Tenant organizing strength
Inherited from Hoover
1.5
Housing court bias
Inherited from Hoover
2.0
How Polo Trace compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 15
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 13%Socioeconomic
- 18%Household composition
- 26%Racial/ethnic minority
- 34%Housing & transportation
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 98Total filings over 11 yrs
- 1.46%Avg annual filing rate
- 1.4%Peak (2003)
- 5Filings in 2016 (latest validated)
Filings climbed 25% over the past 11 months.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 5.9%Housing insecurity
- 3.9%Utility-shutoff threat
- 7.3%Food insecurity
- 4.0%SNAP enrollment
- 4.4%Transit barriers
- 5.5%No health insurance
- 12.5%Frequent mental distress
- 29.6%Any disability
Analysis
What drives eviction risk in Polo Trace
The main counterweight is rent-regulation exposure at 1/10. Well under the midpoint, economic stress reads 1/10. Running cool, tenant-organizing strength reads 1.5/10.
Average gross rent is $1,072, 26% below the Hoover average. Against the Jefferson County average of 4.3, this tract reads safer for landlords by 1.3 points.
SNAP participation runs 4.0% against 15.2% nationally. The filing record is not thin: 98 evictions over 11 years of observation. Inability to pay a utility bill runs 3.9% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.
Filings peaked in 2003 at 1.4% of renter households. In a typical year about 1.5% of renter households face a filing.
On the national scale it lands near the 20th percentile of the 84,120 tracts scored. Only 19% of units are renter-occupied. Rental comparables are thin; price a renewal off the nearest genuine rental sub-market rather than off surrounding sale prices.
Social vulnerability reads 2.4/10 on the CDC index, a measure of exposure to housing and economic shocks.
All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.
Frequently asked
About tract 01073014409
Q1
What is the eviction-risk score for census tract 01073014409?
Census tract 01073014409 in the Polo Trace neighborhood scores 3/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 01073014409?
Median gross rent is $1,072/month (ACS 5-year 2023, table B25064). 65% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 01073014409?
2.8% of residents in tract 01073014409 live below the federal poverty line (ACS B17001, 2023). Population: 3,052.
Q4
How socially vulnerable is tract 01073014409?
CDC Social Vulnerability Index ranks this tract in the 15th percentile nationally. Sub-themes: socioeconomic 13th, household 18th, minority 26th, housing 34th.
Q5
Is tract 01073014409 considered part of Polo Trace?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 01073014409 fall within Polo Trace (neighborhood centroid within 0.3 miles, OSM data).
Q6
How many evictions are filed each year in tract 01073014409?
Princeton Eviction Lab recorded 98 eviction filings across 11 validated years in tract 01073014409 (2000-2018). The average annual filing rate is 1.46% of renter households, peaking at 1.4% in 2003. Source: Eviction Lab tract-validated 2024 release.
Q7
What share of households in tract 01073014409 struggle to pay rent?
About 5.9% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 3.9% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8
How does tract 01073014409 compare to Hoover overall?
Tract 01073014409 scores 3/10, right in line with the parent city of Hoover at 3.2/10. City-scale signals (state law, local rent controls, court bias) are inherited from Hoover eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in Hoover
Top eight tracts in Hoover ranked by composite eviction-risk score.
Tract · AL
Huntington Park
4.3
/ 10 · Moderate
Tract · AL
Inverness Cliffs
3.7
/ 10 · Low
Tract · AL
Chapel Hill
3.5
/ 10 · Low
Tract · AL
Riverchase
3.3
/ 10 · Low
Tract · AL
Chimney Hills
3
/ 10 · Low
Tract · AL
Chimney Hills
3
/ 10 · Low
Tract · AL
Verdue Knolls
3
/ 10 · Low
Tract · AL
Chace Lake
3
/ 10 · Low
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