Neighborhood · Hoover, AL

Polo Trace Eviction Risk: Lower

1 census tracts · pop 3,052 · pop-weighted Eviction Risk Score 1.9/10 · range 1.9–1.9

Polo Trace is a white (non-hispanic) neighborhood in Hoover with 1 census tract and a population of 3,052 residents. The neighborhood's pop-weighted eviction-risk score of 1.9/10 (Lower tier) blends state law, county-level filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty. 66% of renters here pay at least 30% of household income on rent, and 4% are severely cost-burdened (≥50% of income). Average gross rent of $1,072/month sits 26% lower than the Hoover citywide average ($1,457).

Risk score

1.9

Lower

1 tracts · population-weighted

Polo Trace vs Hoover How this neighborhood stacks against the citywide average

% of income on rent

65.5% +125%

Hoover: 29.1%

Average gross rent

$1,072 -26%

Hoover: $1,457

Average HH income

$98,611 -9%

Hoover: $107,822

Poverty rate

2.8% -47%

Hoover: 5.3%

Renter share

19.2% -33%

Hoover: 28.9%

Peer neighborhoods

Neighborhoods with similar eviction risk

Same county, closest by Eviction Risk Score.

Geographic context

Risk heat across Polo Trace and the region

Click any tract to drill in · 1 tracts span score 1.9–1.9

Why Polo Trace scores 1.9

9 axes · pop-weighted · 1 = landlord-friendly

State political climate

legislature & governorship · Range 1.8–1.8 across tracts

1.8

Regional political climate

County-level mix · 2024 presidential margin · Range 5.7–5.7 across tracts

5.7

Local political climate

Parent city governance · Range 2.5–2.5 across tracts

2.5

Rent control risk

66% of income on rent · Range 1.0–1.0 across tracts

1.0

Eviction process difficulty

State notice requirements & court backlog · Range 2.5–2.5 across tracts

2.5

Tenant organizing strength

19% renter households · Range 1.5–1.5 across tracts

1.5

Housing court bias

County bench composition · Range 2.0–2.0 across tracts

2.0

Economic stress

2.8% below poverty line · Range 1.0–1.0 across tracts

1.0

Supply constraint

Rent-to-FMR gap & zoning friction · Range 3.5–3.5 across tracts

3.5

Risk score comparison

Polo Trace vs. parent city, state, U.S.

Eviction Risk Score (0–10 scale).

Census tracts

1 tracts in Polo Trace

Ranked highest-risk first. Click for per-tract detail.

Tract↕	Score↕	Pop↕	% over 30% on rent↕	Average rent↕
01073014409	1.9	3,052	65%	$1,072

Social Vulnerability Index

CDC SVI percentile: 15

Pop-weighted across 1 tracts. Higher = more vulnerable to disaster, displacement, and rent shocks. Source: CDC/ATSDR SVI 2022.

Socioeconomic status 13%ile

Poverty, unemployment, no-HS-diploma, housing cost burden

Household characteristics 18%ile

Single-parent HH, disability, language barriers, age 17- / 65+

Racial/ethnic minority 27%ile

Hispanic + non-white share of population

Housing & transport 34%ile

Multi-unit structures, mobile homes, crowding, no vehicle

Eviction filings · Princeton Eviction Lab

Court-record eviction history in Polo Trace

Aggregated across 1 validated constituent tract. Filing rate is filings per 100 renter households, pop-weighted.

Historic baseline (2000–2018)

98Total filings (sum)
1.46%Avg annual filing rate
1.4%Peak year (2003)
3.21%Latest filed (2016)

CDC PLACES 2023 · pop-weighted

Eviction-adjacent indicators in Polo Trace

Average across all constituent tracts, population-weighted. Source: CDC PLACES (cwsq-ngmh) crude prevalence.

5.9%Housing insecurity
3.9%Utility shutoff threat
7.3%Food insecurity
4.0%SNAP enrollment
5.5%No health insurance
29.6%Any disability

Frequently asked

About Polo Trace

What is the eviction-risk score for Polo Trace?

Polo Trace scores 1.9/10 (Lower tier) across 1 census tracts. The pop-weighted Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income and poverty signals.

How does Polo Trace compare to Hoover overall?

Polo Trace scores 0.3 points lower than Hoover overall (2.2/10). Renters spend 66% of income on rent vs 29% citywide. Average rent: $1,072 vs $1,457.

What is the average rent in Polo Trace?

Average gross rent in Polo Trace is $1,072/month (pop-weighted across 1 census tracts, ACS 5-year 2023). 66% of renter households are cost-burdened.

What percentage of Polo Trace residents are renters?

19% of Polo Trace households are renter-occupied (vs 29% in Hoover). The neighborhood has 3,052 residents.

Is Polo Trace a high social-vulnerability area?

Polo Trace sits in the 15th percentile nationally on the CDC Social Vulnerability Index (low vulnerability). The index combines poverty, unemployment, household composition, racial/ethnic minority share, and housing/transportation factors across all US census tracts.

How safe is Polo Trace for landlords?

Polo Trace carries a lower-tier eviction-risk profile for landlords (1.9/10). Pop-weighted across 1 constituent tracts, the score blends parent-city rent-control posture, county eviction-process timelines, and tract-specific rent-to-income / poverty signals. Compared to Hoover as a whole (2.2/10), this neighborhood is lower-risk.

What is the demographic breakdown of Polo Trace?

Polo Trace has 2,918 residents (White (non-Hispanic) Neighborhood). Top groups: White (non-Hispanic) (78.1%), Black (non-Hispanic) (10%), Asian (non-Hispanic) (9.5%). Source: ACS 5-year 2023, table B03002.

Nearby

Other neighborhoods near Polo Trace

3.6 Huntington Park 2 tracts · pop 8,055 1.5 Highland Crest 2 tracts · pop 10,824 2.6 Chimney Hills 2 tracts · pop 10,664 2.7 Vestavia Lake 3 tracts · pop 10,444 2.5 Lakewood Hills 3 tracts · pop 14,569 4.6 Cullom Street-Twelfth Street South Historic District 4 tracts · pop 12,304

Sibling neighborhoods

Other neighborhoods inside Hoover

Same parent city, ranked by score similarity to Polo Trace.

1.9 Woodford 1 tracts · pop 4,142 2.2 Riverchase 1 tracts · pop 3,063 1.5 Pineland Park 1 tracts · pop 5,774 1.5 Arbor Hill 1 tracts · pop 4,443 1.5 Highland Crest 2 tracts · pop 10,824 1.4 Kenwood 1 tracts · pop 4,809

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