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Neighborhood · Hoover, AL

Polo Trace Eviction Risk: Lower

1 census tracts · pop 3,052 · pop-weighted Eviction Risk Score 3/10 · range 3–3

Polo Trace maps to a single census tract in Hoover, AL, population 3,052. Scored across those inputs it reaches 3/10, placing it in the Lower tier. roughly two in three of renters here are cost-burdened at the 30% threshold, far above the Hoover rate of 29.1%.

The main counterweight is rent-regulation exposure, at 1/10. On the softer side is economic stress, at 1/10.

At $1,072 a month, rents sit 26% under what the rest of Hoover commands. Well under the midpoint is tenant-organizing strength, at 1.5/10. CDC survey data puts housing insecurity at 5.9% of adults, against 14.2% nationally.

Court records for this tract carry 98 eviction filings. 3.9% of adults report being unable to pay a utility bill, below a 9.2% national figure. Utility arrears usually lead rent arrears by a month or two. Filing activity peaked in 2003 at 1.4% of renter households.

Recent filings have not receded much: 3.2% in 2016 against a 1.4% peak. Among the 16 mapped neighborhoods of Hoover, it ranks #4 by risk, the upper third.

Only 19% of units are renter-occupied. Rental comparables are thin here; price renewals off the nearest genuine rental sub-market rather than off surrounding sale prices.

Because the boundary contains one tract, 3/10 is simultaneously the area figure and the address-level figure. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.

Risk score
3
Lower
1 tracts · population-weighted
Polo Trace vs Hoover How this neighborhood stacks against the citywide average
% of income on rent
65.5% +125%
Hoover: 29.1%
Average gross rent
$1,072 -26%
Hoover: $1,457
Average HH income
$98,611 -9%
Hoover: $107,822
Poverty rate
2.8% -47%
Hoover: 5.3%
Renter share
19.2% -33%
Hoover: 28.9%
Peer neighborhoods

Neighborhoods with similar eviction risk

Same county, closest by Eviction Risk Score.

Geographic context

Risk heat across Polo Trace and the region

Click any tract to drill in · 1 tracts span score 3–3

Why Polo Trace scores 3

9 axes · pop-weighted · 1 = landlord-friendly
State political climate
legislature & governorship · Range 1.8–1.8 across tracts
1.8
Regional political climate
County-level mix · 2024 presidential margin · Range 5.7–5.7 across tracts
5.7
Local political climate
Parent city governance · Range 2.5–2.5 across tracts
2.5
Rent control risk
66% of income on rent · Range 1.0–1.0 across tracts
1.0
Eviction process difficulty
State notice requirements & court backlog · Range 2.5–2.5 across tracts
2.5
Tenant organizing strength
19% renter households · Range 1.5–1.5 across tracts
1.5
Housing court bias
County bench composition · Range 2.0–2.0 across tracts
2.0
Economic stress
2.8% below poverty line · Range 1.0–1.0 across tracts
1.0
Supply constraint
Rent-to-FMR gap & zoning friction · Range 3.5–3.5 across tracts
3.5
Risk score comparison

Polo Trace vs. parent city, state, U.S.

Eviction Risk Score (0–10 scale).

Polo Trace score vs. parent city, state, U.S.3.0Polo TraceNeighborhood3.2Parent cityhost city3.7Stateavg in state5.1U.S.national avgU.S. avg = 5.0
Census tracts

1 tracts in Polo Trace

Ranked highest-risk first. Click for per-tract detail.

Tract Score Pop % over 30% on rent Average rent
01073014409 3 3,052 65% $1,072
Social Vulnerability Index

CDC SVI percentile: 15

Pop-weighted across 1 tracts. Higher = more vulnerable to disaster, displacement, and rent shocks. Source: CDC/ATSDR SVI 2022.

Socioeconomic status 13%ile
Poverty, unemployment, no-HS-diploma, housing cost burden
Household characteristics 18%ile
Single-parent HH, disability, language barriers, age 17- / 65+
Racial/ethnic minority 27%ile
Hispanic + non-white share of population
Housing & transport 34%ile
Multi-unit structures, mobile homes, crowding, no vehicle
Eviction filings · Princeton Eviction Lab

Court-record eviction history in Polo Trace

Aggregated across 1 validated constituent tract. Filing rate is filings per 100 renter households, pop-weighted.

Historic baseline (2000–2018)

  • 98Total filings (sum)
  • 1.46%Avg annual filing rate
  • 1.4%Peak year (2003)
  • 3.21%Latest filed (2016)
CDC PLACES 2023 · pop-weighted

Eviction-adjacent indicators in Polo Trace

Average across all constituent tracts, population-weighted. Source: CDC PLACES (cwsq-ngmh) crude prevalence.

Frequently asked

About Polo Trace

Q1

What is the eviction-risk score for Polo Trace?

Polo Trace scores 3/10 (Lower tier) across 1 census tracts. The pop-weighted Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income and poverty signals.
Q2

How does Polo Trace compare to Hoover overall?

Polo Trace scores 0.2 points lower than Hoover overall (3.2/10). Renters spend 66% of income on rent vs 29% citywide. Average rent: $1,072 vs $1,457.
Q3

What is the average rent in Polo Trace?

Average gross rent in Polo Trace is $1,072/month (pop-weighted across 1 census tracts, ACS 5-year 2023). 66% of renter households are cost-burdened.
Q4

What percentage of Polo Trace residents are renters?

19% of Polo Trace households are renter-occupied (vs 29% in Hoover). The neighborhood has 3,052 residents.
Q5

Is Polo Trace a high social-vulnerability area?

Polo Trace sits in the 15th percentile nationally on the CDC Social Vulnerability Index (low vulnerability). The index combines poverty, unemployment, household composition, racial/ethnic minority share, and housing/transportation factors across all US census tracts.
Q6

How safe is Polo Trace for landlords?

Polo Trace carries a lower-tier eviction-risk profile for landlords (3/10). Pop-weighted across 1 constituent tracts, the score blends parent-city rent-control posture, county eviction-process timelines, and tract-specific rent-to-income / poverty signals. Compared to Hoover as a whole (3.2/10), this neighborhood is in line with the citywide level.
Q7

What is the demographic breakdown of Polo Trace?

Polo Trace has 2,918 residents. Top groups: White (non-Hispanic) (78.1%), Black (non-Hispanic) (10%), Asian (non-Hispanic) (9.5%). Source: ACS 5-year 2023, table B03002.
Nearby

Other neighborhoods near Polo Trace

Sibling neighborhoods

Other neighborhoods inside Hoover

Same parent city, ranked by score similarity to Polo Trace.

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