University Lane Eviction Risk: Moderate

The strongest single driver of the headline number is economic stress at 10/10. Food insecurity affects 54.5% of adults, 36.7 points above the national rate.

98% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building two streets over. The poverty rate is 43%, which shows up in this model as reduced rent-recovery odds after a judgment.

32% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate. Average gross rent is $665, 37% below the Tuscaloosa average of $1,055.

Set annual rent against average household income of $19,554 and the ratio lands at 41%, above the conventional 30% ceiling. Well under the midpoint is rent-regulation exposure, at 1/10.

On the softer side is supply constraint, at 1/10. Disability prevalence reaches 53.3% against a 31.5% national average, which raises the odds a reasonable-accommodation request accompanies any dispute.

That places it #1 of 24 neighborhoods in Tuscaloosa. The closest comparables inside the same city are The Glens and West Haven.

Because the boundary contains one tract, 5.2/10 is simultaneously the area figure and the address-level figure. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.