Northbrae Eviction Risk: Elevated

Severe burden reaches 29%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears. At $2,848 a month, rents sit 34% over what the rest of Berkeley commands.

Well under the midpoint is economic stress, at 1.2/10. Cost burden runs 40% against 34.0% citywide, putting Northbrae 6.3% over its own city.

On the high side is rent-regulation exposure at 7.7/10. 3.2% of adults report being unable to pay a utility bill, below a 9.2% national figure. Utility arrears usually lead rent arrears by a month or two.

3.1% of adults carry no health insurance against 11.3% nationally, a common route into sudden unpayable debt. That places it #18 of 22 neighborhoods in Berkeley. At 12% renter-occupied, this is predominantly owner territory, and rental comps have to be drawn from further out.

The closest comparables inside the same city are Berkeley Hills and Ocean View. Rent takes 15% of average household income, comfortably inside the 30% line and unusually low for a rental sub-market.

Poverty sits at 5%, low enough that arrears here usually reflect a specific shock rather than a structural income gap.

Because the boundary contains one tract, 7.7/10 is simultaneously the area figure and the address-level figure. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.