Seacliff Eviction Risk: High , San Francisco

On the high side, eviction-process difficulty reads 10/10. Running hot, tenant-organizing strength reads 10/10.

Food insecurity runs 8.0% against 17.8% nationally. The severe-burden share is 11%, and it is the single best predictor in this model of a filing that actually reaches judgment.

Against the San Francisco County average of 9.5, this tract reads safer for landlords by 0.7 points. Inability to pay a utility bill runs 3.2% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

In the 1930s the federal Home Owners' Loan Corporation graded this ground B ("Still Desirable"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. That is riskier than roughly 95% of the 84,120 US census tracts in this model. On the CDC Social Vulnerability Index the tract reads 4.3/10, which tracks how hard a shock lands on the households already here.

Against average income of $171,120, annual rent is just 18%. Statewide the CA average is 7.5, so this tract runs 1.3 points hotter. Of its three components the socioeconomic standing measure is the least pressured.

Poverty sits at 4%, low enough that arrears here usually signal a specific shock rather than a structural income gap. Rent takes 30% or more of income for 36% of renters. Average gross rent is $2,563, close to the San Francisco average.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.