3 census tracts · pop 15,273 · pop-weighted Eviction Risk Score 8.8/10
· range 8.1–9.5
Mill Street District spans 3 census tracts of San Luis Obispo, CA, population 15,273. That produces an Eviction Risk Score of 8.8/10, High tier. Severe burden reaches 67%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears.
Annualized rent equals 64% of average household income here, past the 30% affordability line, which compresses the margin any screening standard has to work with. Against a San Luis Obispo baseline of 44.7%, roughly three in four of renters here cross the 30%-of-income line.
The poverty rate is 63%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest. This is a renter market: 87% of occupied units are tenant-occupied.
The dominant input is economic stress at 8.9/10. Running hot is tenant-organizing strength at 8.8/10. SNAP participation is 32.7% of households versus 15.2% nationally.
Scores across the 3 constituent tracts range from 8.1 to 9.5. A 1.4-point internal spread means block-level underwriting beats area-level here. Well under the midpoint is supply constraint, at 2.1/10.
Food insecurity affects 29.9% of adults, 12.1 points above the national rate. Average gross rent is $1,743, 11% below the San Luis Obispo average of $1,965.
Among the 5 mapped neighborhoods of San Luis Obispo, it ranks #5 by risk, the lower third. For a like-for-like read, Japantown and Little Italy score within a fraction of it.
Underwrite the address, not the area: with 1.4 points between its best and worst tract, the per-tract table below is the operative number. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.
Risk score
8.8
High
3 tracts · population-weighted
Mill Street District vs San Luis ObispoHow this neighborhood stacks against the citywide average
Single-parent HH, disability, language barriers, age 17- / 65+
Racial/ethnic minority45%ile
Hispanic + non-white share of population
Housing & transport89%ile
Multi-unit structures, mobile homes, crowding, no vehicle
CDC PLACES 2023 · pop-weighted
Eviction-adjacent indicators in Mill Street District
Average across all constituent tracts, population-weighted. Source: CDC PLACES (cwsq-ngmh) crude prevalence.
20.3%Housing insecurity
14.0%Utility shutoff threat
33.4%Food insecurity
36.8%SNAP enrollment
9.8%No health insurance
40.1%Any disability
Frequently asked
About Mill Street District
Q1
What is the eviction-risk score for Mill Street District?
Mill Street District scores 8.8/10 (High tier) across 3 census tracts. The pop-weighted Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income and poverty signals.
Q2
How does Mill Street District compare to San Luis Obispo overall?
Mill Street District scores 0.7 points higher than San Luis Obispo overall (8.1/10). Renters spend 78% of income on rent vs 45% citywide. Average rent: $1,743 vs $1,965.
Q3
What is the average rent in Mill Street District?
Average gross rent in Mill Street District is $1,743/month (pop-weighted across 3 census tracts, ACS 5-year 2023). 78% of renter households are cost-burdened.
Q4
What percentage of Mill Street District residents are renters?
87% of Mill Street District households are renter-occupied (vs 60% in San Luis Obispo). The neighborhood has 15,273 residents.
Q5
Is Mill Street District a high social-vulnerability area?
Mill Street District sits in the 52nd percentile nationally on the CDC Social Vulnerability Index (moderately vulnerable). The index combines poverty, unemployment, household composition, racial/ethnic minority share, and housing/transportation factors across all US census tracts.
Q6
Which tracts in Mill Street District have the highest eviction risk?
The highest-risk constituent tract in Mill Street District is census tract 06079010902 (score 9.5/10). Across the 3 tracts in this neighborhood the score ranges from 8.1 to 9.5, a spread of 1.4 points.
Q7
How safe is Mill Street District for landlords?
Mill Street District carries a high-tier eviction-risk profile for landlords (8.8/10). Pop-weighted across 3 constituent tracts, the score blends parent-city rent-control posture, county eviction-process timelines, and tract-specific rent-to-income / poverty signals. Compared to San Luis Obispo as a whole (8.1/10), this neighborhood is higher-risk.
Q8
What is the demographic breakdown of Mill Street District?
Mill Street District has 15,143 residents. Top groups: White (non-Hispanic) (67.2%), Hispanic / Latino (17.9%), Asian (non-Hispanic) (8.5%). Source: ACS 5-year 2023, table B03002.
