Mill Street District Eviction Risk: High , San Luis Obispo

87% of renter households cross the 30%-of-income line, well clear of the San Luis Obispo County average of 51.5%. Set annual rent against average income of $31,429 and the ratio lands at 76%, above the conventional 30% ceiling.

Against the San Luis Obispo County average of 6.5, this tract reads riskier for landlords by 3.0 points. What pushes it up most is economic stress at 10/10. The poverty rate is 67%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

SNAP participation runs 37.8% against 15.2% nationally. Running hot, tenant-organizing strength reads 9.6/10.

This is renter territory: 88% of occupied units are tenant-occupied. Sitting well above the midpoint, rent-regulation exposure reads 9.5/10. Food insecurity runs 34.1% against 17.8% nationally.

That is riskier than roughly 97% of the 84,120 US census tracts in this model. On the CDC Social Vulnerability Index the tract reads 5.8/10, which tracks how hard a shock lands on the households already here.

Statewide the CA average is 7.5, so this tract runs 2.0 points hotter. Of its three components the household composition measure is the least pressured.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.