San Luis Obispo Eviction Risk: High

86% of renter households cross the 30%-of-income line, well clear of the San Luis Obispo County average of 51.5%. Against the San Luis Obispo County average of 6.5, this tract reads riskier for landlords by 3.0 points.

What pushes it up most is economic stress at 10/10. The poverty rate is 47%, which in this model reads as reduced rent-recovery odds after a judgment. Annualized rent equals 47% of average household income of $48,793, past the 30% affordability line, which thins the margin any screening standard has to work with.

On the high side, tenant-organizing strength reads 9.6/10. Sitting well above the midpoint, rent-regulation exposure reads 9.5/10. 68% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby.

SNAP participation runs 24.8% against 15.2% nationally. That is riskier than roughly 97% of the 84,120 US census tracts in this model. On the CDC Social Vulnerability Index the tract reads 4.2/10, which tracks how hard a shock lands on the households already here.

Statewide the CA average is 7.5, so this tract runs 2.0 points hotter. Of its three components the household composition measure is the least pressured.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.