SoFA Eviction Risk: High , San Jose

This is renter territory: 90% of occupied units are tenant-occupied. Set annual rent against average income of $54,417 and the ratio lands at 40%, above the conventional 30% ceiling.

Sitting well above the midpoint, eviction-process difficulty reads 9/10. At $1,796 a month, rents run 33% under what the rest of San Jose commands.

Well under the midpoint, supply constraint reads 1/10. Against the Santa Clara County average of 8.0, this tract reads riskier for landlords by 1.9 points.

The severe-burden share is 21%, and it is the single best predictor in this model of a filing that actually reaches judgment. The poverty rate is 30%, which in this model reads as reduced rent-recovery odds after a judgment.

SNAP participation runs 29.5% against 15.2% nationally. Food insecurity runs 31.7% against 17.8% nationally. Against Santa Clara County at 43.5%, 52% of renters here are cost-burdened.

In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. That is riskier than roughly 100% of the 84,120 US census tracts in this model. CDC social-vulnerability scoring puts the tract at 8.6/10.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.