Oxnard Eviction Risk: High

Against the Ventura County average of 6.9, this tract reads riskier for landlords by 2.3 points. Set annual rent against average income of $45,963 and the ratio lands at 40%, above the conventional 30% ceiling.

26% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. 66% of renter households cross the 30%-of-income line, markedly above the Ventura County average of 54.1%. Running hot, tenant-organizing strength reads 8.8/10.

Adults with no health insurance runs 26.8% against 11.3% nationally. This is renter territory: 66% of occupied units are tenant-occupied.

Average gross rent is $1,549, 24% below the Oxnard average. Sitting well above the midpoint, rent-regulation exposure reads 8/10.

The poverty rate is 23%, which in this model reads as reduced rent-recovery odds after a judgment. Inability to pay a utility bill runs 15.7% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

On the national scale it lands near the 96th percentile of the 84,120 tracts scored. On the CDC Social Vulnerability Index the tract reads 9.9/10, which tracks how hard a shock lands on the households already here. Statewide the CA average is 7.5, so this tract runs 1.7 points hotter.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.