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Neighborhood · Millville, DE

Bank Harbor Retreat Eviction Risk: Lower

1 census tracts · pop 2,957 · pop-weighted Eviction Risk Score 3.7/10 · range 3.7–3.7

Bank Harbor Retreat is a one-tract neighborhood of Millville, DE, population 2,957. That produces an Eviction Risk Score of 3.7/10, Lower tier. 72% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate.

85% of renters here are cost-burdened at the 30% threshold, far above the Millville rate of 17.9%. The main counterweight is rent-regulation exposure, at 1.9/10. On the softer side is tenant-organizing strength, at 2.4/10.

At $1,428 a month, rents sit 18% under what the rest of Millville commands. The poverty rate is 19%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest.

CDC survey data puts housing insecurity at 6.0% of adults, against 14.2% nationally. Well under the midpoint is housing-court posture, at 2.9/10. Food insecurity affects 9.2% of adults, 8.6 points below the national rate.

Only 8% of units are renter-occupied. Rental comparables are thin here; price renewals off the nearest genuine rental sub-market rather than off surrounding sale prices. Rent takes 17% of average household income, comfortably inside the 30% line and unusually low for a rental sub-market.

Because the boundary contains one tract, 3.7/10 is simultaneously the area figure and the address-level figure. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.

Risk score
3.7
Lower
1 tracts · population-weighted
Bank Harbor Retreat vs Millville How this neighborhood stacks against the citywide average
% of income on rent
85.2% +376%
Millville: 17.9%
Average gross rent
$1,428 -18%
Millville: $1,750
Average HH income
$98,173 +5%
Millville: $93,409
Poverty rate
19.4% +181%
Millville: 6.9%
Renter share
8.2% +54%
Millville: 5.3%
Peer neighborhoods

Neighborhoods with similar eviction risk

Same county, closest by Eviction Risk Score.

Geographic context

Risk heat across Bank Harbor Retreat and the region

Click any tract to drill in · 1 tracts span score 3.7–3.7

Why Bank Harbor Retreat scores 3.7

9 axes · pop-weighted · 1 = landlord-friendly
State political climate
legislature & governorship · Range 3.2–3.2 across tracts
3.2
Regional political climate
County-level mix · 2024 presidential margin · Range 4.4–4.4 across tracts
4.4
Local political climate
Parent city governance · Range 5.0–5.0 across tracts
5.0
Rent control risk
85% of income on rent · Range 1.9–1.9 across tracts
1.9
Eviction process difficulty
State notice requirements & court backlog · Range 3.1–3.1 across tracts
3.1
Tenant organizing strength
8% renter households · Range 2.4–2.4 across tracts
2.4
Housing court bias
County bench composition · Range 2.9–2.9 across tracts
2.9
Economic stress
19.4% below poverty line · Range 4.9–4.9 across tracts
4.9
Supply constraint
Rent-to-FMR gap & zoning friction · Range 5.2–5.2 across tracts
5.2
Risk score comparison

Bank Harbor Retreat vs. parent city, state, U.S.

Eviction Risk Score (0–10 scale).

Bank Harbor Retreat score vs. parent city, state, U.S.3.7Bank Harbor RetreaNeighborhood3.4Parent cityhost city4.2Stateavg in state5.1U.S.national avgU.S. avg = 5.0
Census tracts

1 tracts in Bank Harbor Retreat

Ranked highest-risk first. Click for per-tract detail.

Tract Score Pop % over 30% on rent Average rent
10005051307 3.7 2,957 85% $1,428
Social Vulnerability Index

CDC SVI percentile: 18

Pop-weighted across 1 tracts. Higher = more vulnerable to disaster, displacement, and rent shocks. Source: CDC/ATSDR SVI 2022.

Socioeconomic status 12%ile
Poverty, unemployment, no-HS-diploma, housing cost burden
Household characteristics 64%ile
Single-parent HH, disability, language barriers, age 17- / 65+
Racial/ethnic minority 1%ile
Hispanic + non-white share of population
Housing & transport 26%ile
Multi-unit structures, mobile homes, crowding, no vehicle
CDC PLACES 2023 · pop-weighted

Eviction-adjacent indicators in Bank Harbor Retreat

Average across all constituent tracts, population-weighted. Source: CDC PLACES (cwsq-ngmh) crude prevalence.

Frequently asked

About Bank Harbor Retreat

Q1

What is the eviction-risk score for Bank Harbor Retreat?

Bank Harbor Retreat scores 3.7/10 (Lower tier) across 1 census tracts. The pop-weighted Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income and poverty signals.
Q2

How does Bank Harbor Retreat compare to Millville overall?

Bank Harbor Retreat scores 0.3 points higher than Millville overall (3.4/10). Renters spend 85% of income on rent vs 18% citywide. Average rent: $1,428 vs $1,750.
Q3

What is the average rent in Bank Harbor Retreat?

Average gross rent in Bank Harbor Retreat is $1,428/month (pop-weighted across 1 census tracts, ACS 5-year 2023). 85% of renter households are cost-burdened.
Q4

What percentage of Bank Harbor Retreat residents are renters?

8% of Bank Harbor Retreat households are renter-occupied (vs 5% in Millville). The neighborhood has 2,957 residents.
Q5

Is Bank Harbor Retreat a high social-vulnerability area?

Bank Harbor Retreat sits in the 18th percentile nationally on the CDC Social Vulnerability Index (low vulnerability). The index combines poverty, unemployment, household composition, racial/ethnic minority share, and housing/transportation factors across all US census tracts.
Q6

How safe is Bank Harbor Retreat for landlords?

Bank Harbor Retreat carries a lower-tier eviction-risk profile for landlords (3.7/10). Pop-weighted across 1 constituent tracts, the score blends parent-city rent-control posture, county eviction-process timelines, and tract-specific rent-to-income / poverty signals. Compared to Millville as a whole (3.4/10), this neighborhood is higher-risk.
Q7

What is the demographic breakdown of Bank Harbor Retreat?

Bank Harbor Retreat has 3,260 residents. Top groups: White (non-Hispanic) (98.4%), Asian (non-Hispanic) (1.3%), Other / Multiracial (0.2%). Source: ACS 5-year 2023, table B03002.
Nearby

Other neighborhoods near Bank Harbor Retreat

Sibling neighborhoods

Other neighborhoods inside Millville

Same parent city, ranked by score similarity to Bank Harbor Retreat.

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