Within neighborhood
50
th percentile
Moderate
Neighborhood · Ranked #56,660 of 84,120 nationally
Bank Harbor Retreat Eviction Risk: Lower , Millville
Tract 10005051307 · Sussex County, DE · pop 2,957 · neighborhood within 0.7 mi
For landlords sizing up the Bank Harbor Retreat neighborhood of Millville, census tract 10005051307 carries a moderate eviction-risk score of 5.7/10. On the national scale it ranks #28,977 of 84,120 for landlord eviction difficulty.
Rent eats 30% or more of income for 85% of renter households, a severe level, and 72% are severely burdened at 50% or more. Average gross rent is $1,428 monthly, set against $98,173 in average yearly household income, roughly 17% of income at the averages. Renters make up 8% of occupied homes.
Risk score
3.1
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 7%
Stable renters 1%
Owners 92%
Tract context
Occupied units1,403
Renter share8.2%
SVI overall0.18
Poverty rate19.4%
Median income$98,173
Percentile rank
Higher percentile = riskier than more peers.Within parent city
100
th percentile
Very High
Within county
58
th percentile
Elevated
Within state
53
th percentile
Moderate
Geographic context
Risk heat across Millville and the region
Centroid at 38.5673, -75.1061 · click any tract to drill in
Why Bank Harbor Retreat scores 3.1
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Millville
5.0
Regional political climate
2024 county presidential margin
4.4
State political climate
Delaware legislature & governorship
3.2
Economic stress
19.4% poverty · this tract
4.9
Supply constraint
$1,428 rent vs county FMR
5.2
Rent control risk
Inherited from Millville
1.9
Eviction process difficulty
State law sets the calendar
3.1
Tenant organizing strength
Inherited from Millville
2.4
Housing court bias
Inherited from Millville
2.9
How Bank Harbor Retreat compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 18
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 12%Socioeconomic
- 64%Household composition
- 1%Racial/ethnic minority
- 26%Housing & transportation
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 6.0%Housing insecurity
- 4.4%Utility-shutoff threat
- 9.2%Food insecurity
- 8.2%SNAP enrollment
- 5.0%Transit barriers
- 6.4%No health insurance
- 11.8%Frequent mental distress
- 33.0%Any disability
Analysis
What drives eviction risk in Bank Harbor Retreat
The score leans hardest on supply constraint at 5.2/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Millville eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores about the same as the Sussex County average of 5.5 and in line with the Delaware statewide average of 5.6. Within its own county it reads on the riskier side for landlords.
The tract is predominantly White and ranks around the 18th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.
In CDC survey modeling, about 6.0% of adults here said they could not pay rent or mortgage at some point in the past year, and 4.4% faced a utility shutoff threat, a common early warning before a filing.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 10005051307
Q1
What is the eviction-risk score for census tract 10005051307?
Census tract 10005051307 in the Bank Harbor Retreat neighborhood scores 3.1/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 10005051307?
Median gross rent is $1,428/month (ACS 5-year 2023, table B25064). 85% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 10005051307?
19.4% of residents in tract 10005051307 live below the federal poverty line (ACS B17001, 2023). Population: 2,957.
Q4
How socially vulnerable is tract 10005051307?
CDC Social Vulnerability Index ranks this tract in the 18th percentile nationally. Sub-themes: socioeconomic 12th, household 64th, minority 1th, housing 26th.
Q5
Is tract 10005051307 considered part of Bank Harbor Retreat?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 10005051307 fall within Bank Harbor Retreat (neighborhood centroid within 0.7 miles, OSM data).
Q6
What share of households in tract 10005051307 struggle to pay rent?
About 6.0% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 4.4% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 10005051307 compare to Millville overall?
Tract 10005051307 scores 3.1/10, lower than the parent city of Millville at 4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Millville eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in Millville
Top eight tracts in Millville ranked by composite eviction-risk score.
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