Clarkes Eviction Risk: Moderate , Tampa

25% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Pulling hardest the other way is state political climate at 1.5/10. 40% of renter households cross the 30%-of-income line, markedly below the Hillsborough County average of 51.5%.

At $2,216 a month, rents run 30% over what the rest of Tampa commands. Set annual rent against average income of $79,200 and the ratio lands at 34%, above the conventional 30% ceiling.

Running cool, rent-regulation exposure reads 1.5/10. The poverty rate is 19%, which in this model reads as reduced rent-recovery odds after a judgment.

Court records carry 156 eviction filings across 11 observed years. Well under the midpoint, eviction-process difficulty reads 3/10. The voucher gap is 12.0%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears.

Filings peaked in 2015 at 3.7% of renter households. In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.