Bahia Oaks Eviction Risk: Moderate

The voucher gap is 32.7%: households holding assistance that local rents will not absorb, which shows up as churn rather than arrears. Annualized rent equals 40% of average household income here, past the 30% affordability line, which compresses the margin any screening standard has to work with. Against a Ocala baseline of 35.8%, 46% of renters here cross the 30%-of-income line.

At $1,756 a month, rents sit 29% over what the rest of Ocala commands. Running cool is eviction-process difficulty, at 1.5/10. Running hot is rent-regulation exposure at 8.4/10.

14% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate. The poverty rate is 17%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest.

That places it #2 of 6 neighborhoods in Ocala. The closest comparables inside the same city are La Joya and Carlton Arms.

Social vulnerability runs high at 8.2/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input. 36% of occupied units are renter-occupied.

Because the boundary contains one tract, 5/10 is simultaneously the area figure and the address-level figure. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.