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Neighborhood · Ranked #42,813 of 84,120 nationally

Union Academy Eviction Risk: Moderate , Tarpon Springs

Tract 12103027404 · Pinellas, FL · pop 8,136 · neighborhood within 0.8 mi

12103027404 is a census tract in the Union Academy area of Tarpon Springs, FL. It scores 4.4/10 for landlords. It is home to 8,136 residents. 40% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

Risk score
4.4
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 12% Stable renters 12% Owners 76%
Tract context
Occupied units3,734
Renter share24.1%
SVI overall0.83
Poverty rate13.1%
Median income$51,364

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
50 th percentile
Rank, 50th percentileLowHigh
#1 of 1 tracts In Union Academy
Moderate
Within parent city
80 th percentile
Rank, 80th percentileLowHigh
#2 of 6 tracts In Tarpon Springs
High
Within county
70 th percentile
Rank, 70th percentileLowHigh
#84 of 273 tracts In Pinellas
Elevated
Within state
65 th percentile
Rank, 65th percentileLowHigh
#1,779 of 5,122 tracts In Florida
Elevated
Geographic context

Risk heat across Tarpon Springs and the region

Centroid at 28.1367, -82.7402 · click any tract to drill in

Why Union Academy scores 4.4

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Tarpon Springs
5.5
Regional political climate
2024 county presidential margin
5.0
State political climate
Florida legislature & governorship
1.5
Economic stress
13.1% poverty · this tract
3.3
Supply constraint
$1,088 rent vs county FMR
1.0
Rent control risk
Inherited from Tarpon Springs
8.2
Eviction process difficulty
State law sets the calendar
1.1
Tenant organizing strength
Inherited from Tarpon Springs
4.5
Housing court bias
Inherited from Tarpon Springs
6.7

How Union Academy compares

Risk score vs. parent city, county, state.
Union Academy risk score vs. parent city / county / state4.4This tracttract 0274043.6Tarpon Springsparent city3.9Countyavg tract in county4.1Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 83

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Pandemic-era tracking (2020–2021)

  • 284Total filings 2020-21
  • 3.9Avg monthly (observed)
  • 4.3Pre-pandemic baseline
  • 0.91×Ratio to baseline
Monthly filings 2020–2021 2020-01-01 to 2026-01-01
Monthly eviction filings vs pre-pandemic baseline

Pandemic filings ran below baseline. Eviction Lab tracked Tacoma, WA as part of its 34-metro Eviction Tracking System.

Analysis

What drives eviction risk in Union Academy

The main counterweight is supply constraint at 1/10. On the softer side, eviction-process difficulty reads 1.1/10. Running cool, state political climate reads 1.5/10.

Average gross rent is $1,088, 16% below the Tarpon Springs average. Against the Pinellas County average of 3.8, this tract reads riskier for landlords by 0.6 points.

Nationally it ranks #42,813 of 84,120 for landlord eviction difficulty. Only 24% of units are renter-occupied. Rental comparables are thin; price a renewal off the nearest genuine rental sub-market rather than off surrounding sale prices.

Social vulnerability reads 8.5/10 on the CDC index, a measure of exposure to housing and economic shocks. Of its three components the housing type and transport measure is the most pressured.

50% of renter households spend at least 30% of income on rent. Annual rent works out to 25% of average household income of $51,364.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.

Frequently asked

About tract 12103027404

Q1

What is the eviction-risk score for census tract 12103027404?

Census tract 12103027404 in the Union Academy neighborhood scores 4.4/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 12103027404?

Median gross rent is $1,088/month (ACS 5-year 2023, table B25064). 50% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 12103027404?

13.1% of residents in tract 12103027404 live below the federal poverty line (ACS B17001, 2023). Population: 8,136.
Q4

How socially vulnerable is tract 12103027404?

CDC Social Vulnerability Index ranks this tract in the 83th percentile nationally. Sub-themes: socioeconomic 67th, household 86th, minority 46th, housing 91th.
Q5

Is tract 12103027404 considered part of Union Academy?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 12103027404 fall within Union Academy (neighborhood centroid within 0.8 miles, OSM data).
Q6

Did eviction filings in tract 12103027404 drop during COVID?

Pandemic-era filings ran 0.91× the pre-COVID monthly baseline. Filings ran modestly below normal. Tracked by the Eviction Lab Eviction Tracking System (Tacoma, WA), 2020-2021.
Q7

How does tract 12103027404 compare to Tarpon Springs overall?

Tract 12103027404 scores 4.4/10, higher than the parent city of Tarpon Springs at 3.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Tarpon Springs; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts

Highest-risk tracts in Tarpon Springs

Top eight tracts in Tarpon Springs ranked by composite eviction-risk score.

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