Scenic Hills Eviction Risk: Lower

On the softer side is economic stress, at 1.2/10. Against a Ringgold baseline of 35.4%, 42% of renters here cross the 30%-of-income line.

Well under the midpoint is eviction-process difficulty, at 2/10. The severe-burden share is 15%. Those renters are past the 50% mark, and they miss rent for reasons that have nothing to do with willingness to pay.

Court records for this tract carry 873 eviction filings. The worst year on record was 2008, when filings touched 18.3% of renter households. Average gross rent is $1,042, 9% above the Ringgold average of $956.

Recent filings have not receded much: 12.5% in 2015 against a 18.3% peak. At 26% renter-occupied, this is predominantly owner territory, and rental comps have to be drawn from further out. Rent takes 16% of average household income, comfortably inside the 30% line and unusually low for a rental sub-market.

Poverty sits at 5%, low enough that arrears here usually reflect a specific shock rather than a structural income gap. Its 2 tracts score within 0.1 points of one another, so the area figure travels well to individual addresses.

With little internal variation, 3.4/10 is a fair proxy for any address inside the boundary. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.