Union Junction Eviction Risk: Moderate , Savannah

Severe burden reaches 33%. Those are renters paying half their income or more, and that is where non-payment filings originate. The score leans hardest on court filing pressure at 9.6/10. On the softer side, rent-regulation exposure reads 1/10.

Annualized rent equals 38% of average household income of $33,938, past the 30% affordability line, which thins the margin any screening standard has to work with. Well under the midpoint, supply constraint reads 1.8/10. Average gross rent is $1,080, 22% below the Savannah average.

Inability to pay a utility bill runs 21.3% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. Against the Chatham County average of 4.1, this tract reads riskier for landlords by 1.3 points.

The poverty rate is 21%, which in this model reads as reduced rent-recovery odds after a judgment. The filing record is not thin: 119 evictions over 1 years of observation. Adults with no health insurance runs 18.6% against 11.3% nationally.

Filings peaked in 2011 at 23.4% of renter households.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.