Windward Eviction Risk: Moderate , Savannah

61% of renter households cross the 30%-of-income line, markedly above the Chatham County average of 46.6%. The severe-burden share is 29%, and it is the single best predictor in this model of a filing that actually reaches judgment. Set annual rent against average income of $38,775 and the ratio lands at 39%, above the conventional 30% ceiling.

On the softer side, rent-regulation exposure reads 1/10. Running cool, state political climate reads 2/10.

The poverty rate is 24%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. Against the Chatham County average of 4.1, this tract reads riskier for landlords by 1.3 points.

The filing record is not thin: 197 evictions over 1 years of observation. SNAP participation runs 22.8% against 15.2% nationally. Inability to pay a utility bill runs 14.4% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

At $1,255 a month, rents run 9% under what the rest of Savannah commands. The worst year on record was 2011, when 16.1% of renter households were served. In a typical year about 16.1% of renter households face a filing.

Nationally it ranks #24,859 of 84,120 for landlord eviction difficulty. On the CDC Social Vulnerability Index the tract reads 9.6/10, which tracks how hard a shock lands on the households already here.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.